See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTHGRAM INC EIN 56-1449504 INSURANCE | Other insurance fees and expenses Service code 73 | — | $101K |
| STERLING SEACREST PARTNERS INC EIN 45-0491669 BROKER | Plan Administrator; Contract Administrator; Claims processing Service code 12 | — | $66K |
| CIGNA CORPORATION EIN 59-1031071 CLAIMS ADMIN | Other services; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Float revenue; Claims processing Service code 12 | — | $41K |
| CAREOPERATIVE REC EIN 20-8981027 CLAIMS ADMIN | Plan Administrator; Contract Administrator; Recordkeeping and information management (computing, tabulating, data processing, etc.); Claims processing Service code 12 | — | $4K |
| PLATEAU EXCAVATION INC EIN 62-1181746 EMPLOYER | Other fees Service code 99 | — | $400 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 371 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 371 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMPANION LIFE INSURANCE COMPANY | 217 | $595K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 371 | $96K |
| Vision | HUMANA INSURANCE COMPANY | 194 | $29K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 927 | $317K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 927 | $317K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 927 | $317K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY | 217 | $595K |
| Other | UNUM LIFE INSURANCE COMPANY OF AMERICA | 927 | $317K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 927 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.