See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 4 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 4 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| JAS D COLLIER & CO. EIN 62-0632599 AGENT FEES | Insurance agents and brokers Service code 22 | — | $184K |
| LUCENT HEALTH SOLUTIONS LLC CLAIMS PROCESSING | Claims processing Service code 12 | 5560 W GRANDE MARKET DR. APPLETON, WI 54913 | $117K |
| CONNECTICUT GENERAL LIFE INS. OTHER FEES | Other fees Service code 99 | PO BOX 645014 CINCINNATI, OH 45264 | $96K |
| HEALTHJOY LLC OTHER FEES | Other fees Service code 99 | 435 LA SALLE, 5TH FLOOR CHICAGO, IL 60654 | $39K |
| INNOVU LLC OTHER FEES | Other fees Service code 99 | 2403 SIDNEY ST., STE. 225 PITTSBURGH, PA 15203 | $23K |
| NARUS HEALTH INC. CONCIERGE OTHER FEES | Other fees Service code 99 | 424 CHURCH ST., STE. 2300 NASHVILLE, TN 37219 | $10K |
| INTERLINK CARE MANAGEMENT INC. OTHER FEES | Other fees Service code 99 | 4660 NE BELKNAP CT 209 HILLSBORO, OR 97124 | $8K |
| EMPLOYEE BENEFITS CORPORATION EIN 39-2044064 CLAIMS PROCESSING | Claims processing; Contract Administrator Service code 12 | — | $6K |
| CAREOPERATIVE LLC OTHER FEES | Other fees Service code 99 | 330 FRANKLIN RD., STE. 13A-42B BRENTWOOD, TN 37027 | $3K |
| KISX CARD LLC OTHER FEES | Other fees Service code 99 | 1 KACEY COURT, STE. 100 MECHANICSBURG, PA 17055 | $24 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 443 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 3 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 446 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STARMOUNT LIFE INSURANCE COMPANY | 401 | $141K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 401 | $141K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 288 | $102K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 156 | $50K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 288 | $102K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 288 | $173K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 401 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.