See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 1 contract row with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MACKAY SHIELDS EIN 13-4080466 INVESTMENT ADVISORY | Investment advisory (plan) Service code 27 | — | $186K |
| AON HEWITT INVESTMENT CONSULTANTS EIN 36-3109431 INVESTMENT ADVISORY | Investment advisory (plan) Service code 27 | — | $119K |
| ANTHEM HEALTH PLANS OF KENTUCKY INC EIN 61-1237516 CONTRACT ADMINISTRATOR | Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.); Other services; Float revenue; Contract Administrator Service code 12 | — | $81K |
| STATE STREET GLOBAL ADVISORS EIN 81-4017137 INVESTMENT ADVISORY | Investment advisory (plan) Service code 27 | — | $50K |
| BANK OF NEW YORK MELLON EIN 13-5160382 TRUSTEE | Investment management; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $32K |
| LEGAL & GENERAL INVESTMENT MGMT EIN 13-3806699 INVESTMENT ADVISORY | Investment advisory (plan) Service code 27 | — | $24K |
| CHERRY BEKAERT LLP EIN 56-0574444 AUDITOR | Accounting (including auditing) Service code 10 | — | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 598 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 598 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ANTHEM MEDICARE PREFERRED | 451 | $1.8M |
| Prescription drug | ANTHEM MEDICARE PREFERRED | 451 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 451 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.