| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ADMINISTRATORS ADVISORY GROUP3 | 105 S. DEXTER AVE DELAND, FL 327200549 | BLUE CROSS BLUE SHIELD OF FLORIDA | $71K | — | $71K | 3.00% |
| ADMINISTRATORS ADVISORY GROUP3 | PO BOX 549 DELAND, FL 32721 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | — | $4K | 2.99% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 S. DEXTER AVE DELAND, FL 32720 | USABLE LIFE | $2K | — | $2K | 3.00% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 S DEXTER AVENUE DELAND, FL 32721 | USABLE | $4K | — | $4K | 15.48% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 S DEXTER AVE DELAND, FL 32720 | USABLE LIFE | $4K | — | $4K | 15.07% |
| ADMINISTRATORS ADVISORY GROUP3 Filed as: ADMINISTRATORS ADVISORY GROUP INC | 105 S DEXTER AVE DELAND, FL 32720 | USABLE LIFE | $2K | — | $2K | 10.44% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 S. DEXTER AVE DELAND, FL 327205111 | USABLE LIFE | $2K | — | $2K | 11.65% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 S. DEXTER AVE DELAND, FL 327205111 | USABLE LIFE | $333 | — | $333 | 2.92% |
| ADMINISTRATORS ADVISORY GROUP3 | 105 S. DEXTER AVE DELAND, FL 327205111 | USABLE LIFE | $170 | — | $170 | 15.11% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 213 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 213 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF FLORIDA | 179 | $2.4M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 463 | $128K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 463 | $128K |
| Life insurance(2 contracts) | USABLE LIFE | 213 | $37K |
| Short-term disability | USABLE LIFE | 213 | $61K |
| Long-term disability(2 contracts, 2 carriers) | USABLE | 66 | $42K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF FLORIDA | 179 | $2.4M |
| Other(3 contracts) | USABLE LIFE | 213 | $31K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 463 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.