| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFITS TECHNOLOGIES LLC3 Filed as: BENEFITS TECHNOLOGIES DIVISION | 8110 CYPRESS PLAZA DR. SUITE 201 JACKSONVILLE, FL 32256 | FLORIDA BLUE | $61K | — | $61K | 15.00% |
| EMPLOYEE BENEFITS CONSULTANTS3 Filed as: EMPLOYEE BENEFITS CONSULTANTS, INC | 2709 KILLARNEY WAY #6 TALLAHASSEE, FL 323093225 | USABLE LIFE | $23K | — | $23K | 15.05% |
| BLUE CROSS BLUE SHIELD OF FLORIDA3 | 4800 DEERWOOD CAMOUS PKWY # DC2/2 JACKSONVILLE, FL 32246 | USABLE LIFE | $1K | — | $1K | 0.76% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOULTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | METROPOLITAN LIFE INSURANCE COMPANY | $11K | — | $11K | 10.55% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOULTIONS LLC | 700 W HILLSBORO BLVD BLDG 2 STE 102 DEERFIELD BEACH, FL 33441 | METROPOLITAN LIFE INSURANCE COMPANY | — | $2K | $2K | 1.83% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOULTIONS LLC | 5550 GLADES ROAD - SUITE 308 BOCA RATON, FL 33441 | TRUSTMARK INSURANCE COMPANY | $24K | — | $24K | 41.28% |
| PROVIDENT FINANCIAL LLC3 | 5005 BUTTONWOOD DRIVE PONTE VEDRA DRIVE, FL 32082 | TRUSTMARK INSURANCE COMPANY | $10K | — | $10K | 17.69% |
| ROBERT HUNTER WHITTINGTON3 | 700 W HILLSBORO BLVD BLDG 2 STE 102 DEERFIELD BEACH, FL 33441 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $1K | — | $1K | 7.85% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOULTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $471 | — | $471 | 3.14% |
| ROBERT HUNTER WHITTINGTON3 | 700 W HILLSBORO BLVD BLDG 2 STE 102 DEERFIELD BEACH, FL 33441 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $560 | — | $560 | 7.33% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOULTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $163 | — | $163 | 2.13% |
| PATRIOT GROWTH INSURANCE SERVICES3 Filed as: PATRIOT GROWTH INS SVCS LLC DBA ALL | 6730 TAYLOR COURT MONTGOMERY, AL 36117 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $12 | — | $12 | 0.16% |
| MCCOLLUM CLIFFORD H JR3 | 1809 CORPORATE DR OPELIKA, AL 36801 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.05% |
| ROBERT HUNTER WHITTINGTON3 | 700 W HILLSBORO BLVD BLDG 2 STE 102 DEERFIELD BEACH, FL 33441 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $191 | — | $191 | 3.16% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOULTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $138 | — | $138 | 2.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS INC | 2056 VISTA PARKWAY STE 300 WEST PALM BEACH, FL 33411 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $41 | — | $41 | 0.68% |
| ROBERT HUNTER WHITTINGTON3 | 700 W HILLSBORO BLVD BLDG 2 STE 102 DEERFIELD BEACH, FL 33441 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $410 | — | $410 | 7.26% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOULTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $282 | — | $282 | 4.99% |
| ROBERT HUNTER WHITTINGTON3 | 700 W HILLSBORO BLVD BLDG 2 STE 102 DEERFIELD BEACH, FL 33441 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $367 | — | $367 | 6.85% |
| US BENTEC WORKPLACE SOLUTIONS3 Filed as: US BENTEC WORKPLACE SOULTIONS LLC | 99 WOOD AVE S STE 501 ISELIN, NJ 088302715 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $250 | — | $250 | 4.67% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BLUECROSS BLUE SHIELD OF FLORIDA EIN 59-2015694 CONTRACT ADMINSITRATOR | Contract Administrator Service code 13 | — | $93K |
| EMPLOYEE BENEFITS CONSULTANT EIN 59-3484703 INSURANCE AGENTS | Insurance agents and brokers Service code 22 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts) | AMERICAN HERITAGE LIFE INSURANCE COMPANY | 49 | $40K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 282 | $100K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 282 | $100K |
| Life insurance(6 contracts, 2 carriers) | USABLE LIFE | 316 | $194K |
| Short-term disability(6 contracts, 2 carriers) | USABLE LIFE | 316 | $194K |
| Long-term disability(2 contracts, 2 carriers) | USABLE LIFE | 316 | $160K |
| Stop-loss / reinsurancereinsurance | FLORIDA BLUE | 139 | $407K |
| Other(2 contracts, 2 carriers) | USABLE LIFE | 316 | $212K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 316 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.