| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BEVCAP MANAGEMENT LLC3 | 120 W VIRGINIA ST STE 200 MCKINNEY, TX 750694496 | METROPOLITAN LIFE INSURANCE COMPANY | $41K | $26 | $41K | 10.24% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 117883914 | METROPOLITAN LIFE INSURANCE COMPANY | $19K | $17 | $19K | 4.60% |
| BEVCAP MANAGEMENT LLC3 | 120 W VIRGINIA ST STE 200 MCKINNEY, TX 750694496 | METROPOLITAN LIFE INSURANCE COMPANY | $14K | $26 | $14K | 23.05% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 117883914 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $17 | $3K | 4.61% |
| BEVCAP MANAGEMENT LLC3 | 120 W VIRGINIA ST STE 200 MCKINNEY, TX 750694496 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $26 | $11K | 22.96% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 117883914 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $17 | $2K | 4.64% |
| BEVCAP MANAGEMENT LLC3 | 120 W VIRGINIA ST STE 200 MCKINNEY, TX 750694496 | METROPOLITAN LIFE INSURANCE COMPANY | $7K | $26 | $7K | 23.59% |
| PROFESSIONAL GROUP PLANS INC3 | 225 WIRELESS BLVD STE 200 HAUPPAUGE, NY 117883914 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $17 | $1K | 4.65% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BOON-CHAPMAN EIN 74-2305238 THIRD PARTY ADMIN | Other fees Service code 99 | — | $141K |
| BEVCAP MANAGEMENT, LLC EIN 26-1870141 PROGRAM MANAGEMENT | Other fees Service code 99 | — | $110K |
| AETNA - PPO EIN 06-6033492 INSURANCE PROVIDER | Other fees Service code 99 | — | $67K |
| RETRO HEALTH, LLC EIN 81-3275426 SERVICE PROVIDER | Other fees Service code 99 | — | $30K |
| BEVCAP HEALTH PROTECTED CELL L EIN 46-3894672 PROGRAM MANAGEMENT | Other fees Service code 99 | — | $23K |
| THE PHIA GROUP, LLC EIN 04-3504115 DOCUMENT MANAGER | Other fees Service code 99 | — | $9K |
| 98POINT6 EIN 81-5231430 SERVICE PROVIDER | Other fees Service code 99 | — | $8K |
| WELLDYNERX, LLC EIN 84-1515837 SERVICE PROVIDER | Other fees Service code 99 | — | $7K |
| SPRING CARE INC EIN 81-2832914 SERVICE PROVIDER | Other fees Service code 99 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 544 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 546 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 216 | $134K |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $403K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $403K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $403K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $403K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $403K |
| Other | METROPOLITAN LIFE INSURANCE COMPANY | 562 | $403K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 562 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.