| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | R - ORLAND FL 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303395946 | UNITEDHEALTHCARE INSURANCE COMPANY | $34K | $0 | $34K | 3.15% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP - NEW YORK DBA | 30 BROAD ST FL 35 NEW YORK, NY 100042952 | UNITEDHEALTHCARE INSURANCE COMPANY | $26K | $0 | $26K | 2.41% |
| ENROLLEASE3 Filed as: ONEDIGITAL - SOUTH MIAMI | 7301 SW 57TH CT STE 500 SOUTH MIAMI, FL 331435324 | UNITEDHEALTHCARE INSURANCE COMPANY | $59K | $0 | $59K | 10.30% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP - NEW YORK | 30 BROAD ST FL 35 NEW YORK, NY 100042952 | UNITEDHEALTHCARE INSURANCE COMPANY | $28K | $0 | $28K | 4.85% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303395946 | UNITEDHEALTHCARE INSURANCE COMPANY | $34K | $0 | $34K | 6.30% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 30339 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $5K | $0 | $5K | 2.00% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC DBA BRIO BENEFIT CO | 30 BROAD ST, 35TH FLOOR NEW YORK, NY 10004 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | $2K | $0 | $2K | 0.84% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 303393182 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10K | $0 | $10K | 6.79% |
| SHIRLEY SASTRE SOUTO3 | 560 REINANTE AVE CORAL GABLES, FL 33156 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8K | $0 | $8K | 5.61% |
| EILEEN SANCHEZ MEDINA3 Filed as: EILEEN SANCHEZ-MEDINA | 6100 SW 44 TER MIAMI, FL 33155 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 1.23% |
| CUSTOM BENEFIT PROGRAMS INC3 | 1 NORTH WHITE HORSE PIKE, 2ND FLOOR HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $193 | $0 | $193 | 0.13% |
| CHRISTOPHER YOST3 | 1112 30TH DR APT 236W APT 2A ASTORIA, NY 111024780 | CONTINENTAL AMERICAN INSURANCE COMPANY | $115 | $0 | $115 | 0.08% |
| RONALD WEINSTEIN3 | 1330 WEST AVENUE APT # 2911 MIAMI BEACH, FL 33139 | CONTINENTAL AMERICAN INSURANCE COMPANY | $100 | $0 | $100 | 0.07% |
| SARA G. LOPEZ3 Filed as: SARA G LOPEZ | 7425 SW 129TH CT MIAMI, FL 33183 | CONTINENTAL AMERICAN INSURANCE COMPANY | $39 | $0 | $39 | 0.03% |
| ANA MARIA LOPEZ3 | 9452 SW 124TH TERRACE MIAMI, FL 33176 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | $0 | $32 | 0.02% |
| MJ INSURANCE3 Filed as: CLARA M BOBES | 11313 SW 109 RD UNIT C MIAMI, FL 33176 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | $0 | $28 | 0.02% |
| LA CHELLE VERNISE BRONSON3 | 757 CASTLEBROOKE DR JONESBORO, GA 302385210 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | $0 | $28 | 0.02% |
| THAIS TORRES3 | 4532 SW 89TH CT MIAMI, FL 33165 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | $0 | $28 | 0.02% |
| VELOCITY BENEFITS3 | 113 SILKY SULLIVAN WAY CANTON, GA 30115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $22 | $0 | $22 | 0.01% |
| TANISHIA JANECE SKIPPER3 | 1740 HUDSON BRIDGE RD #1032 STOCKBRIDGE, GA 30281 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | $0 | $13 | 0.01% |
| ANGELA MONTENEGRO3 | 74 HILLANDALE DRIVE NEW ROCHELLE, NY 10804 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | $0 | $10 | 0.01% |
| CLARE ROSE MIONE3 | 14 WALL STREET 8C NEW YORK, NY 10005 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | $0 | $10 | 0.01% |
| ALICIA B CLIFTON3 Filed as: ALICIA BEAZLEY CLIFTON | 1715 SPARTAN LANE HOSCHTON, GA 30548 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.01% |
| CHRISTINE M SINTAY3 Filed as: CHRISTINE MARIE SINTAY | 800 SCOTIA DR 205 HYPOLUXO, FL 33462 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.00% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC. | 200 GALLERIA PARKWAY SUITE 1950 ATLANTA, GA 303393182 | KAISER FOUNDATION HEALTH PLAN INC | $5K | $0 | $5K | 3.23% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP INC | 30 BROAD ST FL 35 NEW YORK, NY 100042952 | KAISER FOUNDATION HEALTH PLAN INC | $3K | $0 | $3K | 1.85% |
| GCG FINANCIAL LLC4 Filed as: ALERA GROUP INC | 3 PARKWAY NORTH BLVD STE 500 DEERFIELD, IL 60015 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $2K | $0 | $2K | 17.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,027 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 9 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,036 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | 30 | $381K |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 2,150 | $568K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 2,150 | $568K |
| Life insurance(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,144 | $1.6M |
| Short-term disability(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,144 | $1.6M |
| Long-term disability(2 contracts) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,144 | $1.6M |
| Prescription drug(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 660 | $5.7M |
| Other(4 contracts, 3 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,144 | $1.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.