| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 180 CHEROKEE STREET NE MARIETTA, GA 30060 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | $161K | — | $161K | 3.96% |
| MCGRIFF INSURANCE SERVICES INC3 Filed as: MCGRIFF INSURANCE SERVICES, INC | 2520 NORHTWINDS PARKWAY SUITE 600 ALPHARETTA, GA 30009 | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | $80K | — | $80K | 1.97% |
| TBG BENEFITS LLC3 | 180 CHEROKEE STREET MARIETTA, GA 30060 | STANDARD INSURANCE COMPANY | $18K | — | $18K | 11.61% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CTR DR STE 1800 GREENSBORO, NC 27409 | STANDARD INSURANCE COMPANY | $5K | — | $5K | 3.31% |
| IMA, INC.3 Filed as: IMA INC | 430 E DOUGLAS AVE #430 WICHITA, KS 67202 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 1.70% |
| IMA, INC.3 Filed as: IMA INC | SIX CONCOURSE PKWY 30TH FL ATLANTA, GA 30328 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 1.70% |
| THE BOTTOMS GROUP LLC3 | 180 CHEROKEE ST STE 200 MARIETTA, GA 300601610 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 1.18% |
| TBG BENEFITS LLC3 | 180 CHEROKEE STREET MARIETTA, GA 30060 | STANDARD INSURANCE COMPANY | $24K | — | $24K | 16.56% |
| THE BOTTOMS GROUP LLC3 | 180 CHEROKEE ST STE 200 MARIETTA, GA 300601610 | STANDARD INSURANCE COMPANY | $4K | — | $4K | 2.85% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CTR DR STE 1800 GREENSBORO, NC 27409 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 2.29% |
| TBG BENEFITS LLC3 | 180 CHEROKEE STREET MARIETTA, GA 30060 | STANDARD INSURANCE COMPANY | $22K | — | $22K | 16.64% |
| THE BOTTOMS GROUP LLC3 | 180 CHEROKEE ST STE 200 MARIETTA, GA 300601610 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 2.37% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CTR DR STE 1800 GREENSBORO, NC 27409 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 2.25% |
| TBG BENEFITS LLC3 | 180 CHEROKEE STREET MARIETTA, GA 30060 | STANDARD INSURANCE COMPANY | $21K | — | $21K | 16.33% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CTR DR STE 1800 GREENSBORO, NC 27409 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 2.43% |
| THE BOTTOMS GROUP LLC3 | 180 CHEROKEE ST STE 200 MARIETTA, GA 300601610 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 2.17% |
| TBG BENEFITS LLC3 | 180 CHEROKEE STREET MARIETTA, GA 30060 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 11.53% |
| MCGRIFF INSURANCE SERVICES INC3 | 7701 AIRPORT CTR DR STE 1800 GREENSBORO, NC 27409 | STANDARD INSURANCE COMPANY | $998 | — | $998 | 3.35% |
| IMA, INC.3 Filed as: IMA INC | 430 E DOUGLAS AVE #430 WICHITA, KS 67202 | STANDARD INSURANCE COMPANY | $511 | — | $511 | 1.72% |
| IMA, INC.3 Filed as: IMA INC | SIX CONCOURSE PKWY 30TH FL ATLANTA, GA 30328 | STANDARD INSURANCE COMPANY | $511 | — | $511 | 1.72% |
| THE BOTTOMS GROUP LLC3 | 180 CHEROKEE ST STE 200 MARIETTA, GA 300601610 | STANDARD INSURANCE COMPANY | $335 | — | $335 | 1.12% |
| TBG BENEFITS LLC3 | 180 CHEROKEE STREET MARIETTA, GA 30060 | STANDARD INSURANCE COMPANY | $3K | — | $3K | 14.70% |
| IMA, INC.3 Filed as: IMA INC | 430 E DOUGLAS AVE #430 WICHITA, KS 67202 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.41% |
| IMA, INC.3 Filed as: IMA INC | SIX CONCOURSE PKWY 30TH FL ATLANTA, GA 30328 | STANDARD INSURANCE COMPANY | $1K | — | $1K | 5.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 540 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 541 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | 663 | $4.1M |
| Dental | STANDARD INSURANCE COMPANY | 315 | $152K |
| Vision | STANDARD INSURANCE COMPANY | 275 | $30K |
| Life insurance | STANDARD INSURANCE COMPANY | 471 | $126K |
| Short-term disability | STANDARD INSURANCE COMPANY | 163 | $132K |
| Long-term disability | STANDARD INSURANCE COMPANY | 147 | $146K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF GEORGIA, INC. | 663 | $4.1M |
| Other(2 contracts) | STANDARD INSURANCE COMPANY | 471 | $148K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 663 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.