| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH USA LLC | P O OX 412703 BOSTON, MA 022410001 | METLIFE INSURANCE COMPANY | — | $18K | $18K | 0.64% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH MCLENNAN AGENCY LLC | P O OX 412703 BOSTON, MA 022410001 | METLIFE INSURANCE COMPANY | — | $9 | $9 | 0.00% |
| AMWINS5 Filed as: AMWINS GROUP BENEFITS, LLC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | UNITED AMERICAN INSURANCE COMPANY - MCKINNEY | $40K | $0 | $40K | 11.76% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: HUB INTERNATIONAL MIDWEST LTD. | 1330 LADY STREET COLUMBIA, SC 29201 | UNITED AMERICAN INSURANCE COMPANY - MCKINNEY | $20K | $0 | $20K | 5.88% |
| AMWINS5 Filed as: AMWINS GROUP BENEFITS, LLC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | ELIXIR | $7K | $0 | $7K | 3.17% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: KEENANSUGGS / HUB INTERNATIONAL | 1330LADY STREET COLUMBIA, SC 29201 | ELIXIR | $5K | $0 | $5K | 2.11% |
| AMWINS5 Filed as: AMWINS GROUP BENEFITS, LLC | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | COMPANION LIFE INSURANCE COMPANY - COLUMBIA | $13K | $0 | $13K | 12.73% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: KEENANSUGGS / HUB INTERNATIONAL | 1330 LADY STREET COLUMBIA, SC 29201 | COMPANION LIFE INSURANCE COMPANY - COLUMBIA | $2K | $0 | $2K | 2.30% |
| AMWINS5 | 50 WHITECAP DRIVE NORTH KINGSTOWN, RI 02852 | TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY | $71 | $0 | $71 | 12.28% |
| HUB INTERNATIONAL MIDWEST LIMITED3 Filed as: KEENANSUGGS / HUB INTERNATIONAL | 1330 LADY STREET COLUMBIA, SC 29201 | TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY | $35 | $0 | $35 | 6.06% |
| WEB TPA5 | 8500 FREEPORT PKWY SOUTH IRVING, TX 75063 | TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY | $21 | $0 | $21 | 3.63% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| VIA BENEFITS (HRA) EIN 26-0775680 INS-SVCS | Insurance services; Direct payment from the plan Service code 23 | — | $131K |
| BLUE CROSS BLUE SHIELD OF SC EIN 57-0287419 INS-SVCS | Insurance services; Direct payment from the plan Service code 23 | — | $77K |
| DELOITTE & TOUCHE LLP EIN 13-3891517 ACCNTG | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $71K |
| EXPRESS SCRIPTS EIN 43-1420563 INS-SVCS | Insurance services; Direct payment from the plan Service code 23 | — | $9K |
| ERNST & YOUNG U.S. LLP EIN 34-6565596 ACCNTG | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,721 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,721 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 4 carriers) | UNITED AMERICAN INSURANCE COMPANY - MCKINNEY | 139 | $659K |
| Life insurance(2 contracts, 2 carriers) | METLIFE INSURANCE COMPANY | 2,705 | $2.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,705 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.