| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $6K | $16K | 11.22% |
| AP BENEFIT ADVISORS, LLC3 | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 2.54% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $7K | $17K | 20.83% |
| AP BENEFIT ADVISORS, LLC3 | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | — | $5K | 5.89% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $6K | $16K | 20.53% |
| AP BENEFIT ADVISORS, LLC3 | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | — | $4K | 5.55% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 2950 W MARKET STREET AKRON, OH 44333 | STANDARD INSURANCE COMPANY | $1K | $301 | $2K | 2.35% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP INSURANCE SERVICES, INC. | 1250 CAPITAL OF TX HWY BLDG 2, STE 125 AUSTIN, TX 78746 | STANDARD INSURANCE COMPANY | — | $723 | $723 | 1.06% |
| AP BENEFIT ADVISORS, LLC3 | 10 NORTH PARK DR STE 200 HUNT VALLEY, MD 21030 | STANDARD INSURANCE COMPANY | $647 | — | $647 | 0.95% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $3K | $9K | 19.28% |
| AP BENEFIT ADVISORS, LLC3 | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 4.41% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, INC. | 26856 CENTER RIDGE RD WESTLAKE, OH 44145 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 7.46% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS, INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $328 | $2K | 4.48% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, INC. | 26865 CENTER RIDGE ROAD WESTLAKE, OH 44145 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $7K | — | $7K | 20.06% |
| AP BENEFIT ADVISORS, LLC3 | 10 NORTH PARK DR STE 200 HUNT VALLEY, MD 21030 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 4.50% |
| ROGERS BENEFIT GROUP INC3 Filed as: EMMERSON ROGERS, LLC | 1787 SENTRY PKWY W VEVA 16 SUITE 320 BLUE BELL, PA 19422 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 3.58% |
| HARMON DENNIS BRADSHAW INC3 Filed as: HARMON DENNIS BRADSHAW, INC. | 7115 HALCYON SUMMIT DR MONTGOMERY, AL 36117 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $230 | — | $230 | 0.64% |
| FINANCIAL BALANCE GROUP LLC3 | 9200 CORPORATE BLVD STE 390 ROCKVILLE, MD 20850 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $2 | — | $2 | 0.01% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, INC. | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | HUMANA INSURANCE COMPANY | $2K | — | $2K | 6.05% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS LITITZ | 772 LITITZ PIKE LITITZ, PA 17543 | HUMANA INSURANCE COMPANY | $624 | — | $624 | 1.87% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, LLC | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $2K | $5K | 19.78% |
| AP BENEFIT ADVISORS, LLC3 | 575 E SWEDESFORD RD STE 200 WAYNE, PA 19087 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.18% |
| KYLE GLANTZ3 | 334 HOLLOW COVE RD CHAPIN, SC 29036 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 13.38% |
| RANDI R. BOEHM3 Filed as: RANDI RAE BOEHM | 243 WESTWOODS DR CHAPIN, SC 29036 | CONTINENTAL AMERICAN INSURANCE COMPANY | $730 | — | $730 | 4.10% |
| CATHERINE D JAMES3 | 4531 MEADOWOOD ROAD COLUMBIA, SC 29206 | CONTINENTAL AMERICAN INSURANCE COMPANY | $372 | — | $372 | 2.09% |
| MICHAEL WEAVER3 | 228 LEGENDS VILLAGE LOOP MYRTLE BEACH, SC 29579 | CONTINENTAL AMERICAN INSURANCE COMPANY | $106 | — | $106 | 0.60% |
| INSURANCE PARTNERS AGENCY INC3 Filed as: INSURANCE PARTNERS AGENCY, INC. | 26865 CENTER RIDGE RD WESTLAKE, OH 44145 | PRINCIPAL LIFE INSURANCE COMPANY | $298 | — | $298 | 15.55% |
| AP BENEFIT ADVISORS, LLC3 | 722 LITITZ PIKE LITITZ, PA 17543 | PRINCIPAL LIFE INSURANCE COMPANY | $132 | — | $132 | 6.89% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS, LLC | 1787 SENTRY PKWY W BLUE BELL, PA 19422 | PRINCIPAL LIFE INSURANCE COMPANY | — | $100 | $100 | 5.22% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 777 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 15 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 795 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CHOICE HEALTH PLAN SOUTH CAROLINA | 395 | $4.5M |
| Dental(5 contracts, 5 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $318K |
| Vision(5 contracts, 5 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $322K |
| Life insurance(7 contracts, 3 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $419K |
| Short-term disability(6 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $375K |
| Long-term disability(6 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $375K |
| Prescription drug | BLUE CHOICE HEALTH PLAN SOUTH CAROLINA | 395 | $4.5M |
| Other(10 contracts, 6 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 233 | $505K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 395 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.