See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 5 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ACS BENEFIT SERVICES, LLC EIN 56-1472467 CLAIMS ADMINISTRATOR | Claims processing; Contract Administrator Service code 12 | — | $68K |
| VOLTAIRE HEALTH, LLC DBA PAYER COMP EIN 46-2047081 OTHER SERVICE PROVIDER | Other services Service code 49 | — | $31K |
| USABLE LIFE EIN 71-0505232 ADMINISTRATOR | Insurance services Service code 23 | — | $3K |
| AMERICAN HEALTH HOLDING INC. EIN 31-1368946 INSURANCE SERVICES | Insurance services Service code 23 | — | $2K |
| SELF FUNDING ACTUARIAL SERVICES EIN 56-1472476 ACTUARIAL | Actuarial Service code 11 | — | $600 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | COMPANION LIFE INSURANCE COMPANY DBA IISI | 184 | $106K |
| Vision | STARMOUNT LIFE INSURANCE COMPANY | 144 | $12K |
| Life insurance(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY DBA IISI | 184 | $109K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE INSURANCE COMPANY DBA IISI | 184 | $106K |
| Other(2 contracts, 2 carriers) | COMPANION LIFE INSURANCE COMPANY DBA IISI | 184 | $109K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 184 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.