| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GROUP VISION SERVICES MGMT INC3 | — | DENTEGRA INSURANCE COMPANY | $179K | — | $179K | 4.00% |
| BENEFIT COMMUNICATION SERVICES, INC3 Filed as: BENEFIT COMMUNICATION SERVICES INC | 7771 WEST OAKLAND PARK BLVD FORT LAUDERDALE, FL 33351 | METROPOLITAN LIFE INSURANCE COMPANY | $174K | — | $174K | 23.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ASSOCIATED ADMINISTRATORS, LLC EIN 65-1205077 NONE | Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $5.6M |
| AKMAN AND ASSOCIATES EIN 81-1469703 NONE | Legal; Direct payment from the plan Service code 29 | — | $2.8M |
| MEDCO HEALTH SOLUTIONS EIN 22-3461740 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.5M |
| CONIFER VALUE-BASED CARE LLC EIN 52-1964905 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $798K |
| CAREFIRST OF MARYLAND, INC. EIN 52-1385894 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $504K |
| CARELON BEHAVIORAL HEALTH, INC. NONE | Claims processing; Direct payment from the plan Service code 12 | 200 STATE STREET BOSTON, MA 02109 | $360K |
| SLEVIN & HART, P.C. EIN 52-1708613 NONE | Legal; Direct payment from the plan Service code 29 | — | $167K |
| DOYLE PRINTING AND OFFSET CO., INC. EIN 52-0191325 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $125K |
| NATIONAL ACCOUNT SERVICE CO., LLC EIN 58-1767730 NONE | Claims processing Service code 12 | — | $108K |
| THE SEGAL COMPANY (EASTERN STATES) EIN 13-1835864 NONE | Direct payment from the plan Service code 50 | — | $102K |
| PRESCRIPTION CARE MANAGEMENT, LLC EIN 27-3463867 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $102K |
| CHEIRON, INC. EIN 13-4215617 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $95K |
| INVESTMENT PERFORMANCE SERVICES EIN 58-2432390 NONE | Investment advisory (plan); Direct payment from the plan Service code 27 | — | $55K |
| GROOM LAW GROUP, CHARTERED EIN 52-1219029 NONE | Legal; Direct payment from the plan Service code 29 | — | $29K |
| WOODARD INSURANCE AGENCY EIN 26-0422950 NONE | Insurance services; Direct payment from the plan Service code 23 | — | $28K |
| SCHMITZ PRESS NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 7 LOVETON CIRCLE SPARKS, MD 21152 | $15K |
| SEGAL SELECT INSURANCE SERVICES EIN 46-0619194 NONE | Insurance brokerage commissions and fees Service code 53 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 8,830 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2,859 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 11,689 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | KAISER FOUNDATION HEALTH PLAN OF MID-ATLANTIC STATES, INC. | 1,943 | $7.1M |
| Dental | DENTEGRA INSURANCE COMPANY | 15,195 | $4.5M |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 15,909 | $756K |
| Life insurance(2 contracts) | SYMETRA LIFE INSURANCE COMPANY | 0 | $84K |
| Other | SYMETRA LIFE INSURANCE COMPANY | 0 | $67K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 15,909 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.