| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76102 | HEALTH CARE SERVICE CORPORATION | $39K | $0 | $39K | 2.51% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76102 | UNITEDHEALTHCARE INSURANCE COMPANY | $4K | $0 | $4K | 2.00% |
| KERI NORTON3 | 12472 FM 2728 TERRELL, TX 75161 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 6.72% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76102 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 6.38% |
| KIMBERLY KAY DIXON3 | 8380 WARREN PKWY FRISCO, TX 75034 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | $0 | $3K | 3.87% |
| LINDA A LECIEJEWSKI3 Filed as: LINDA ANNE LECIEJEWSKI | 1327 SPIRIT FALLS DR FRISCO, TX 75033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 2.20% |
| LORI J THOMPSON3 Filed as: LORI JEAN THOMPSON | 1319 W MAIN ST #6 GUN BARREL CITY, TX 751565456 | CONTINENTAL AMERICAN INSURANCE COMPANY | $332 | $0 | $332 | 0.44% |
| ROBERT G. RELPH AGENCY, INC.3 Filed as: ROBERT D ALLEN | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $235 | $0 | $235 | 0.31% |
| BROWN & BROWN INSURANCE SERVICES3 Filed as: TONYA BROWN | 827 COLORADO RIVER DR GRANBURY, TX 76048 | CONTINENTAL AMERICAN INSURANCE COMPANY | $202 | $0 | $202 | 0.26% |
| NANCY E ODOM3 Filed as: NANCY EUGENIA ODOM | 5921 STONE MEADOW DR PLANO, TX 750934617 | CONTINENTAL AMERICAN INSURANCE COMPANY | $202 | $0 | $202 | 0.26% |
| MILTON EDDIE EDWARDS3 | 1308 PEBBLEBROOK LN MCKINNEY, TX 750711596 | CONTINENTAL AMERICAN INSURANCE COMPANY | $90 | $0 | $90 | 0.12% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76102 | UNITEDHEALTHCARE INSURANCE COMPANY | $7K | $0 | $7K | 10.62% |
| HIGGINBOTHAM INS AGENCY INC3 Filed as: HIGGINBOTHAM INSURANCE AGENCY | PO BOX 908 FORT WORTH, TX 76102 | UNITEDHEALTHCARE INSURANCE COMPANY | $1K | $0 | $1K | 10.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 139 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HEALTH CARE SERVICE CORPORATION | 240 | $1.5M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 142 | $68K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 133 | $14K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 107 | $192K |
| Short-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 107 | $192K |
| Long-term disability | UNITEDHEALTHCARE INSURANCE COMPANY | 107 | $192K |
| Other(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 107 | $269K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 240 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.