| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $56K | — | $56K | 6.89% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $42K | — | $42K | 6.70% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $26K | — | $26K | 7.09% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $20K | — | $20K | 6.90% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $18K | — | $18K | 7.15% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 2.64% |
| WORLD INSURANCE ASSOCIATES LLC3 | LB#1803 PO BOX PHILADELPHIA, PA 19195 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $13K | — | $13K | 6.94% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 088300001 | AETNA LIFE INSURANCE COMPANY | $13K | — | $13K | 7.95% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $11K | — | $11K | 6.87% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $5K | — | $5K | 6.59% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $6K | — | $6K | 7.86% |
| WORLD INSURANCE ASSOCIATES LLC3 | 6851 JERICHO TURNPIKE SUITE 270 SYSOSET, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $8K | — | $8K | 9.57% |
| ARCHON LLC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAGUE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $4K | $4K | 4.88% |
| WORLD INSURANCE ASSOCIATES LLC3 | 6851 JERICHO TURNPIKE SUITE 270 SYSOSET, NY 117914454 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $7K | — | $7K | 9.96% |
| ARCHON LLC3 Filed as: ARCHON | 225 WIRELESS BLVD SUITE 200 HAUPPAGUE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $4K | $4K | 4.75% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.69% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.91% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $4K | — | $4K | 6.99% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 6.58% |
| WORLD INSURANCE ASSOCIATES LLC3 | 6851 JERICHO TURNPIE SUITE 200 SYOSSET, NY 11791 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 8.07% |
| ARCHON LLC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 4.69% |
| WORLD INSURANCE ASSOCIATES LLC3 | 6851 JERICHO TURNPIKE SUITE 270 SYSOSET, NY 11791 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 8.07% |
| ARCHON LLC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAGUE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $2K | $2K | 4.69% |
| WORLD INSURANCE ASSOCIATES LLC3 | LB#1803 PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 13.50% |
| WORLD INSURANCE ASSOCIATES LLC3 | 6851 JERICHO TURNPIKE SUITE 270 SYSOSET, NY 11791 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $3K | — | $3K | 10.00% |
| ARCHON LLC3 Filed as: ARCHON | 225 WIRELESS BLVD SUITE 200 HAUPPAGUE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 4.68% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $2K | — | $2K | 7.88% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 6.42% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $1K | — | $1K | 7.45% |
| WORLD INSURANCE ASSOCIATES LLC3 | 6851 JERICHO TURNPIKE SUITE 270 SYSOSET, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $2K | — | $2K | 9.86% |
| ARCHON LLC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAGUE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $779 | $779 | 4.88% |
| WORLD INSURANCE ASSOCIATES LLC3 | LB#1803 PO BOX 95000 PHILADELPHIA, PA 19195 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 12.02% |
| WORLD INSURANCE ASSOCIATES LLC3 | LB#1803 PO BOX 95000 PHILADELPHIA, PA 19195 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 11.95% |
| WORLD INSURANCE ASSOCIATES LLC3 | LB#1803 SUITE 270 PHILADELPHIA, PA 19195 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $2K | — | $2K | 11.44% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $695 | — | $695 | 6.50% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $634 | — | $634 | 6.37% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $3K | — | $3K | 29.90% |
| WORLD INSURANCE ASSOCIATES LLC3 | 6851 JERICHO TURNPIKE SUITE 270 SYSOSET, NY 117914454 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $935 | — | $935 | 12.00% |
| ARCHON LLC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAGUE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $365 | $365 | 4.68% |
| PROFESSIONAL GROUP PLANS INC3 Filed as: PROFESSIONAL GROUP PLANS | 225 WIRELESS BLVD SUITE 200 HAUPPAUGE, NY 11788 | NEW YORK LIFE GROUP INSURANCE COMPANY OF NEW YORK | — | $481 | $481 | 6.22% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 08830 | AETNA LIFE INSURANCE COMPANY | $533 | — | $533 | 7.00% |
| WORLD INSURANCE ASSOCIATES LLC3 | PO BOX 95000 LOCKBOX 1803 PHILADELPHIA, PA 19195 | METROPOLITAN GENERAL INSURANCE COMPANY | $458 | — | $458 | 10.49% |
| WORLD INSURANCE ASSOCIATES LLC3 | 6851 JERICHO TURNPIKE SUITE 270 SYSOSET, NY 11791 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $409 | — | $409 | 9.98% |
| ARCHON LLC3 | 225 WIRELESS BLVD SUITE 200 HAUPPAGUE, NY 11788 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $37 | $37 | 0.90% |
| WORLD INSURANCE ASSOCIATES LLC3 | 100 WOOD AVENUE SOUTH 4TH FLOOR ISELIN, NJ 088300001 | AETNA LIFE INSURANCE COMPANY | $192 | — | $192 | 5.24% |
| WORLD INSURANCE ASSOCIATES LLC3 | PO BOX 95000 LOCKBOX 1803 PHILADELPHIA, PA 19195 | METROPOLITAN GENERAL INSURANCE COMPANY | $237 | — | $237 | 9.02% |
| WORLD INSURANCE ASSOCIATES LLC3 | PO BOX 95000 LB#1803 PHILADELPHIA, PA 19195 | METROPOLITAN GENERAL INSURANCE COMPANY | $109 | — | $109 | 7.88% |
| WORLD INSURANCE ASSOCIATES LLC3 | PO BOX 95000 LOCKBOX 1803 PHILADELPHIA, PA 19195 | METROPOLITAN GENERAL INSURANCE COMPANY | $81 | — | $81 | 7.59% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 226 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(22 contracts) | AETNA LIFE INSURANCE COMPANY | 84 | $3.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 164 | $180K |
| Vision | FIDELITY SECURITY LIFE INSURANCE COMPANY | 312 | $27K |
| Life insurance(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 226 | $65K |
| Short-term disability(4 contracts, 2 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 226 | $141K |
| Long-term disability(2 contracts) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 226 | $112K |
| Other(11 contracts, 4 carriers) | LIFE INSURANCE COMPANY OF NORTH AMERICA | 226 | $110K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 312 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.