See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFITS MANAGEMENT GROUP INC EIN 20-0188125 NONE | Plan Administrator Service code 14 | — | $696K |
| LECET NONE | Claims processing Service code 12 | 665 N. BROAD STREET - 4TH FLOOR PHILADELPHIA, PA 19123 | $206K |
| MIDWEST REGIONAL HEALTH AND SAFETY NONE | Participant communication Service code 38 | 1 NORTH OLD STATE CAPITOL PLAZA, SU SPRINGFIELD, IL 62701 | $116K |
| EMPLOYEE FRINGES AUDIT COMPANY EIN 42-1122328 NONE | Accounting (including auditing) Service code 10 | — | $89K |
| STROKE DETECTION PLUS NONE | Consulting (general) Service code 16 | 2407 SW 9TH ST DES MOINES, IA 50315 | $80K |
| MILLER & CHEVALIER CHARTERED EIN 52-6035549 NONE | Legal Service code 29 | 900 16TH ST NW WASHINGTON, DC 20006 | $72K |
| CEDAR RAPIDS BANK & TRUST EIN 42-1524302 NONE | Custodial (securities) Service code 19 | — | $66K |
| BLAKE & UHLIG, P.A. EIN 48-0918231 NONE | Legal Service code 29 | — | $65K |
| EMPLOYEE RESOURCE SYSTEMS NONE | Other services Service code 49 | 29 E MADISON ST. CHICAGO, IL 60602 | $42K |
| UHY, LLP EIN 20-0694403 NONE | Accounting (including auditing) Service code 10 | — | $32K |
| TRAVELERS INSURANCE NONE | Insurance services Service code 23 | PO BOX 660307 DALLAS, TX 752660307 | $18K |
| SEGAL EIN 13-1975125 NONE | Consulting (general) Service code 16 | — | $9K |
| O'SULLIVAN ASSOCIATES INC. EIN 20-8199367 NONE | Actuarial Service code 11 | — | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,163 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 487 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,650 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 2,802 | $1.6M |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 2,305 | $20.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,802 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.