See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WILSON-MCSHANE CORPORATION EIN 41-0956552 NONE | Contract Administrator; Direct payment from the plan Service code 13 | — | $1.1M |
| UMR, INC EIN 39-1995276 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $831K |
| LABOR FIRST, LLC EIN 06-1750191 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $613K |
| SWORD HEALTH TECHNOLOGIES, INC. EIN 37-1849452 NONE | Direct payment from the plan; Claims processing Service code 12 | — | $228K |
| MADISON INVESTMENT ADVISORS, LLC EIN 39-1194160 NONE | Investment management; Investment management fees paid directly by plan; Soft dollars commissions Service code 28 | — | $141K |
| CVS CAREMARK EIN 75-2882129 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $130K |
| HIGHTOWER ADVISORY EIN 36-4500709 NONE | Investment management; Investment management fees paid directly by plan Service code 28 | — | $116K |
| UNITED ACTUARIAL SERVICES EIN 35-2156428 NONE | Consulting (general); Direct payment from the plan; Actuarial Service code 11 | — | $89K |
| SHUMAKER, LOOP & KENDRICK, LLP EIN 34-4439491 NONE | Legal; Direct payment from the plan Service code 29 | — | $89K |
| STRATACOR EIN 41-1852523 NONE | Claims processing; Direct payment from the plan Service code 12 | — | $68K |
| CLIFTONLARSONALLEN, LLP EIN 41-0746749 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $32K |
| VSP EIN 06-1227840 NONE | Direct payment from the plan; Contract Administrator; Claims processing Service code 12 | — | $32K |
| US BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE | Other investment fees and expenses; Soft dollars commissions; Direct payment from the plan; Float revenue; Investment management fees paid indirectly by plan; Custodial (securities); Securities brokerage commissions and fees Service code 19 | — | $15K |
| HONSA-BINDER PRINTING EIN 41-1605232 NONE | Copying and duplicating; Direct payment from the plan Service code 36 | — | $14K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,310 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,093 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 3,403 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | SIERRA HEALTH AND LIFE INSURANCE COMPANY, INC | 1,403 | $1.5M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,276 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.