| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | AETNA LIFE INSURANCE COMPANY | $7K | — | $7K | 0.57% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $34K | $14K | $48K | 21.28% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $13K | $7K | $21K | 15.40% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | $4K | $3K | $7K | 8.57% |
| CENTRO BENEFITS RESEARCH LLC3 | 200 GALLERIA PKWY ATLANTA, GA 30339 | PRINCIPAL LIFE INSURANCE COMPANY | — | $4K | $4K | 5.00% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $10K | $4K | $14K | 20.54% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $14K | $3K | $17K | 25.58% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $8K | $4K | $12K | 21.72% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $11K | $2K | $13K | 25.76% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $9K | $3K | $12K | 26.46% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 4.42% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $7K | 15.57% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $979 | $6K | 18.14% |
| DIGITAL INSURANCE LLC3 Filed as: DIGITAL INSURANCE INC | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $254 | $3K | 10.90% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $774 | $3K | 19.50% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | $616 | $4K | 25.14% |
| DIGITAL INSURANCE LLC3 | 300 GALLERIA PARKWAY, STE 1100 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | $175 | $2K | 22.30% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,656 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,656 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 118 | $1.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 118 | $1.3M |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 712 | $77K |
| Life insurance(4 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,354 | $336K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 139 | $121K |
| Long-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 265 | $177K |
| Other(10 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 1,354 | $533K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,354 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.