See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 12 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| AON CONSULTING, INC. EIN 22-2232264 NONE | Direct payment from the plan; Contract Administrator Service code 13 | — | $253K |
| UNITED MEDICAL RESOURCES, INC. EIN 36-2739571 NONE | Direct payment from the plan; Contract Administrator; Other services Service code 13 | — | $86K |
| ALIGHT SOLUTIONS LLC EIN 82-1061233 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $42K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,900 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3,322 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 690 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 8,912 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(5 contracts, 3 carriers) | KAISER FOUNDATION HEALTH PLAN, INC. | 70 | $930K |
| Vision | VISION SERVICE PLAN | 3,159 | $583K |
| Life insurance(3 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 7,473 | $10.7M |
| Long-term disability | LINCOLN NATIONAL LIFE INSURANCE COMPANY | 5,795 | $1.3M |
| Other(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 7,256 | $4.3M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 7,473 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.