See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 9 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 12 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| LINKEDIN CORPORATION NONE | Direct payment from the plan; Contract Administrator Service code 13 | COLLECTIONS CENTER DRIVE CHICAGO, IL 60693 | $55K |
| WEX HEALTH INC NONE | Consulting (general); Direct payment from the plan Service code 16 | 1 HANCOCK STREET PORTLAND, ME 04101 | $18K |
| MITCHELL & TITUS, LLP EIN 13-2781641 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $17K |
| THE NORTHERN TRUST COMPANY TRUSTEE | Float revenue; Investment management; Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Other fees Service code 21 | 50 S LASALLE STREET CHICAGO, IL 60603 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 28,053 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,607 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 29,660 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | BLUECROSS BLUESHIELD OF ILLINOIS | 10,352 | $105.3M |
| Dental(2 contracts) | METROPOLITAN LIFE INSURANCE COMPANY | 17,063 | $7.2M |
| Vision(2 contracts) | VISION SERVICE PLAN | 6,675 | $1.4M |
| Life insurance | MASSACHUSETTS MUTUAL LIFE INSURANCE COMPANY | 23 | $316K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 17,063 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary broker changed. The plan may take a second-look pitch.
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.