| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP, INC. | 9400 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 5.37% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP, INC. | 9400 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $875 | $875 | 5.52% |
| BENEFITS ALL IN LLC3 Filed as: BENEFITS ALL IN | 6934 MIAMI AVE SUITE 18 MADEIRA, OH 45243 | COMBINED INSURANCE | $224 | — | $224 | 2.27% |
| HYLANT GROUP INC3 Filed as: HYLANT GROUP | 811 MADISON AVENUE TOLEDO, OH 43604 | COMBINED INSURANCE | $150 | — | $150 | 1.52% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP, INC. | 9400 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $299 | $299 | 6.11% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP, INC. | 9400 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $155 | — | $155 | 4.27% |
| JOSEPH GOSSMAN3 | 17836 BIRCH BEND CIRCLE LOUISVILLE, KY 40023 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $56 | — | $56 | 1.54% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY LLC | 224 TACKLEBOX LANE MURRAY, KY 42071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $34 | — | $34 | 0.94% |
| PROFESSIONAL INS ENROLLERS LLC3 | 10418 PRETTY LAKE TRAIL PLYMOUTH, IN 46563 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $9 | — | $9 | 0.25% |
| MARK FRANKLIN SCHWITZ3 | 15031 DURHAM WAY E. GRANGER, IN 46530 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4 | — | $4 | 0.11% |
| NFP INSURANCE SERVICES INC3 Filed as: APEX BENEFITS GROUP, INC. | 9400 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $221 | — | $221 | 8.45% |
| JOSEPH GOSSMAN3 | 17836 BIRCH BEND CIRCLE LOUISVILLE, KY 40023 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $95 | — | $95 | 3.63% |
| THE BENEFIT COMPANY INC3 Filed as: THE BENEFIT COMPANY LLC | 224 TACKLEBOX LANE MURRAY, KY 42071 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $25 | — | $25 | 0.96% |
| PROFESSIONAL INS ENROLLERS LLC3 | 10418 PRETTY LAKE TRAIL PLYMOUTH, IN 46563 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $10 | — | $10 | 0.38% |
| MARK FRANKLIN SCHWITZ3 | 15031 DURHAM WAY E. GRANGER, IN 46530 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $7 | — | $7 | 0.27% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 115 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 117 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | ANTHEM INSURANCE COMPANIES, INC. | 150 | $56K |
| Vision | ANTHEM INSURANCE COMPANIES, INC. | 150 | $56K |
| Life insurance | LIFE INSURANCE COMPANY OF NORTH AMERICA | 114 | $25K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 114 | $16K |
| Other(5 contracts, 4 carriers) | COMBINED INSURANCE | 115 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 150 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.