| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| EPIC3 Filed as: EDGEWOOD INSURANCE INS CTR (EPIC) | PO BOX 734004 CHICAGO, IL 60673 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | — | $50K | $50K | 0.16% |
| AMERICAN BENEFIT CONSULTING LLC3 | 101 PARK AVE FL 14 NEW YORK, NY 10178 | SECURIAN LIFE INSURANCE COMPANY | $0 | $244K | $244K | 1.40% |
| AMERICAN BENEFIT CONSULTING LLC3 | 101 PARK AVE FL 14 NEW YORK, NY 10178 | SECURIAN LIFE INSURANCE COMPANY | $0 | $105K | $105K | 1.40% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $183K | — | $183K | 2.97% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CENTER | 1390 WILLOW PASS RD STE 800 CONCORD, CA 94520 | METROPOLITAN LIFE INSURANCE COMPANY | — | $63K | $63K | 1.16% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD INSURANCE BROKERS & CONSUL | 5909 PEACHTREE DUNWOODY RD STE 800 ATLANTA, GA 30328 | METROPOLITAN LIFE INSURANCE COMPANY | — | $50 | $50 | 0.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD STE 800 ATLANTA, GA 303288103 | METROPOLITAN LIFE INSURANCE COMPANY | $681K | $50 | $681K | 19.05% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $35K | $35K | 0.98% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 4675 MACARTHUR CT, STE 750 NEWPORT BEACH, CA 926608891 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.04% |
| AMERICAN BENEFIT CONSULTING LLC3 | 101 PARK AVE FL 14 NEW YORK, NY 10178 | SECURIAN LIFE INSURANCE COMPANY | $0 | $48K | $48K | 1.37% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD STE 800 ATLANTA, GA 303288103 | METROPOLITAN LIFE INSURANCE COMPANY | $535K | $50 | $535K | 18.56% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CENTER | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $27K | $27K | 0.95% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 4675 MACARTHUR CT, STE 750 NEWPORT BEACH, CA 926608891 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1K | $1K | 0.04% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 94111 | METLIFE LEGAL PLANS | $74K | $0 | $74K | 4.41% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD INSURANCE BROKERS & CONSUL | ONE CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 95111 | METLIFE LEGAL PLANS | $0 | $14K | $14K | 0.81% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 2405 SATELLITE BLVD, SUITE 200 DULUTH, GA 30096 | METLIFE LEGAL PLANS | $0 | $5K | $5K | 0.29% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1 CALIFORNIA STREET SUITE 400 SAN FRANCISCO, CA 94111 | METLIFE LEGAL PLANS | $0 | $3K | $3K | 0.17% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS | 4675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 926608891 | METLIFE LEGAL PLANS | $0 | $330 | $330 | 0.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD STE 800 ATLANTA, GA 303288103 | METROPOLITAN LIFE INSURANCE COMPANY | $174K | $50 | $174K | 18.42% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CENTER | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $9K | $9K | 0.94% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 4675 MACARTHUR CT, STE 750 NEWPORT BEACH, CA 926608891 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $374 | $374 | 0.04% |
| STEPHAN SCEROLER Filed as: STEPHAN CONSTANTS | — | HARTFORD ACCIDENT AND LIFE INSURANCE COMPANY | $21K | — | $21K | 5.23% |
| MERCER HEALTH AND BENEFITS, LLC3 Filed as: MERCER HEALTH & BENEFITS LLC LLC | 1166 AVENUE OF THE AMERICAS 22ND FL NEW YORK, NY 10036 | NATIONAL UNION FIRE INS CO OF PITTSBURGH, PA | $55K | — | $55K | 20.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH SALDANA INC | PO BOX 9023549 SAN JUAN, PR 00902 | MCS LIFE INSURANCE COMPANY | $3K | — | $3K | 4.95% |
| AMERICAN BENEFIT CONSULTING LLC3 | 101 PARK AVE FL 14 NEW YORK, NY 10178 | SECURIAN LIFE INSURANCE COMPANY | $0 | $435 | $435 | 1.55% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD STE 800 ATLANTA, GA 303288103 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $50 | $4K | 27.14% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 1390 WILLOW PASS RD STE 800 CONCORD, CA 945207924 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $181 | $181 | 1.38% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 4675 MACARTHUR CT, STE 750 NEWPORT BEACH, CA 926608891 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $6 | $6 | 0.05% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD STE 800 ATLANTA, GA 303288103 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | $153 | $3K | 27.42% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CENTER | 1390 WILLOW PASS RD STE 800 CONCORD, CA 94520 | METROPOLITAN LIFE INSURANCE COMPANY | — | $100 | $100 | 1.02% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 4675 MACARTHUR CT STE 750 NEWPORT BEACH, CA 926608891 | METROPOLITAN LIFE INSURANCE COMPANY | — | $3 | $3 | 0.03% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 | 5909 PEACHTREE DUNWOODY RD STE 800 ATLANTA, GA 30328 | CIGNA DENTAL HEALTH OF KANSAS, INC. | — | — | $0 | 0.00% |
| EDGEWOOD PARTNERS INSURANCE CENTER3 Filed as: EDGEWOOD PARTNERS INS CENTER | 1390 WILLOW PASS RD STE 800 CONCORD, GA 94520 | CIGNA DENTAL HEALTH OF KANSAS, INC. | — | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 41,888 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 751 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 144 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 42,783 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(9 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 18,531 | $14.3M |
| Dental(20 contracts, 20 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 34,582 | $39.3M |
| Vision(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 64,131 | $11.7M |
| Life insurance(5 contracts, 2 carriers) | SECURIAN LIFE INSURANCE COMPANY | 42,021 | $28.7M |
| Prescription drug(2 contracts, 2 carriers) | EXPRESS SCRIPTS, INC (BENISTAR GROUP) | 29 | $232K |
| Other(3 contracts, 3 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 41,997 | $8.1M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 64,131 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.