| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DKG INS & FINANCIAL SERV INC. Filed as: DKG INSURANCE & FINANCIAL SVCS INC | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | AETNA HEALTH INC | $38K | — | $38K | 2.98% |
| CENTERSTONE INSURANCE AND FINANCIAL Filed as: CENTERSTONE INS FINANCIAL SER | 12404 PARK CENTRAL DR DALLAS, TX 75251 | AETNA HEALTH INC | $19K | — | $19K | 1.49% |
| ASD INSURANCE AND FINANCIAL SERVICE Filed as: ASD INSURANCE AND FIN SVCS | 12404 PARK CENTRAL DR DALLAS, TX 75251 | AETNA HEALTH INC | $13K | $0 | $13K | 1.00% |
| DKG INS & FINANCIAL SERV INC. Filed as: DKG INSURANCE & FINANCIAL SVCS INC | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | AETNA LIFE INSURANCE CO | $29K | — | $29K | 3.54% |
| CENTERSTONE INSURANCE AND FINANCIAL Filed as: CENTERSTONE INS FINANCIAL SER | 12404 PARK CENTRAL DR DALLAS, TX 75251 | AETNA LIFE INSURANCE CO | $18K | — | $18K | 2.19% |
| ASD INSURANCE AND FINANCIAL SERVICE Filed as: ASD INSURANCE AND FINANCIAL SVCS | 12404 PARK CENTRAL DR DALLAS, TX 75251 | AETNA LIFE INSURANCE CO | $10K | — | $10K | 1.16% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | UNITED OF OMAHA LIFE INS CO | $5K | — | $5K | 15.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 1133 WESTCHESTER AVE STE S229 WHITE PLAINS, NY 10604 | UNITED OF OMAHA LIFE INS CO | — | $2K | $2K | 5.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | UNITED OF OMAHA LIFE INS CO | $4K | — | $4K | 15.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 1133 WESTCHESTER AVE STE S229 WHITE PLAINS, NY 10604 | UNITED OF OMAHA LIFE INS CO | — | $1K | $1K | 5.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | UNITED OF OMAHA LIFE INS CO | $3K | — | $3K | 15.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 1133 WESTCHESTER AVE STE S229 WHITE PLAINS, NY 10604 | UNITED OF OMAHA LIFE INS CO | — | $869 | $869 | 5.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | UNITED OF OMAHA LIFE INS CO | $2K | — | $2K | 15.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 1133 WESTCHESTER AVE STE S229 WHITE PLAINS, NY 10604 | UNITED OF OMAHA LIFE INS CO | — | $510 | $510 | 5.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 12404 PARK CENTRAL DR STE 400S DALLAS, TX 75251 | UNITED OF OMAHA LIFE INS CO | $1K | — | $1K | 15.01% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS FINANCIAL SER | 1133 WESTCHESTER AVE STE S229 WHITE PLAINS, NY 10604 | UNITED OF OMAHA LIFE INS CO | — | $457 | $457 | 5.00% |
| HEALTH AND HUMAN RESOURCE CENTER Filed as: HEALTH AND HUMAN RESOURCES CTR INC | 151 FARMINGTON AVE RSAA HARTFORD, CT 06156 | HEALTH AND HUMAN RESOURCE CENT | $0 | — | $0 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 413 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 413 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 413 | $822K |
| Dental | AETNA LIFE INSURANCE CO | 413 | $822K |
| Vision | AETNA LIFE INSURANCE CO | 413 | $822K |
| Life insurance | UNITED OF OMAHA LIFE INS CO | 306 | $9K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INS CO | 306 | $101K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 413 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.