| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST., STE. G GREER, SC 29651 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $30K | — | $30K | 2.96% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST., STE. G GREER, SC 29651 | GUARDIAN INSURANCE COMPANY OF AMERICA | $17K | — | $17K | 15.22% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST., STE. G GREER, SC 29651 | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $3K | — | $3K | 5.05% |
| HILB GROUP OF NEW ENGLAND3 Filed as: HILB GROUP OF SOUTH CAROLINA | 218 TRADE ST., STE. G GREER, SC 29651 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5K | — | $5K | 10.17% |
| PAUL STANLEY JR3 | 5264 INTERNATIONAL BLVD. NORTH CHARLESTON, SC 29418 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 4.21% |
| CBF BENEFITS INC3 | 1309 HIDDEN HARBOR DR. MYRTLE BEACH, SC 29577 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $861 | — | $861 | 1.89% |
| JAMES J PHARES3 | 2037 AZALEE LN. SUMMERVILLE, SC 29483 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $677 | — | $677 | 1.49% |
| ADVANCED BENEFIT SYSTEM INC3 | 145 RIVER LANDING DR., UNIT 203 DANIEL ISLAND, SC 29492 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $306 | — | $306 | 0.67% |
| SAGS JOINT VENTURE3 | 5264 INTERNATIONAL BLVD. NORTH CHARLESTON, SC 29418 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $305 | — | $305 | 0.67% |
| ROBERT P BARBATI3 Filed as: ROBERT G MURRAY | 1224 WALLEYE COR. CHARLESTON, SC 29414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $146 | — | $146 | 0.32% |
| CHRISTINE L COURTNEY3 | 24392 OAKWOOD PARK RD. ST MICHAELS, MD 21663 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $121 | — | $121 | 0.27% |
| BETH JOAN MITCHELL3 | 5264 INTERNATIONAL BLVD. NORTH CHARLESTON, SC 29418 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $121 | — | $121 | 0.27% |
| LINDA S REED3 | 2911 GLENARDEN DR. CHARLESTON, SC 29414 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $112 | — | $112 | 0.25% |
| ROBERT P BARBATI3 | 1078 N SHADOW RD. MT PLEASANT, SC 29464 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $83 | — | $83 | 0.18% |
| LANDA & LANDA LLC3 | 367 BUMBLE WAY SUMMERVILLE, SC 29485 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $78 | — | $78 | 0.17% |
| CHRISTINA MARIE NORTHRUP3 | 333 SAVANNAH RIVER DR. SUMMERVILLE, SC 29485 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $64 | — | $64 | 0.14% |
| WILLIAM T MILLER3 | 2908 OTRANTO RD., LOT 48 NORTH CHARLESTON, SC 29406 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 0.11% |
| KIMBERLY J MORGAN3 | 228 APACHE DR. SUMMERVILLE, SC 29483 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $45 | — | $45 | 0.10% |
| JESSIE R CAPLEY3 | 1716 STILLWATER DR. COLUMBIA, SC 29212 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $24 | — | $24 | 0.05% |
| GRACE V NEAD3 | 1015 STATE PARK RD. GREENVILLE, SC 29609 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $16 | — | $16 | 0.04% |
| PALMETTO BENEFIT SOLUTIONS LLC3 | 5264B INTERNATIONAL BLVD., STE. 200 NORTH CHARLESTON, SC 29418 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $14 | — | $14 | 0.03% |
| JASON PAUL CAMPBELL3 | 1816 PIEDMONT HILLS PL., APT. 330 CHARLOTTE, NC 28217 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| STAFF BENEFITS MANAGEMENT, INC. EIN 81-1242192 TPA | Plan Administrator Service code 14 | — | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 176 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 176 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 83 | $1.0M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 104 | $53K |
| Vision | GUARDIAN INSURANCE COMPANY OF AMERICA | 247 | $113K |
| Life insurance | GUARDIAN INSURANCE COMPANY OF AMERICA | 247 | $113K |
| Short-term disability | GUARDIAN INSURANCE COMPANY OF AMERICA | 247 | $113K |
| Long-term disability | GUARDIAN INSURANCE COMPANY OF AMERICA | 247 | $113K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 83 | $1.0M |
| Other(2 contracts, 2 carriers) | GUARDIAN INSURANCE COMPANY OF AMERICA | 247 | $159K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 247 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.