No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| DOVER CONSULTING GROUP EIN 31-1281984 NONE | Investment management; Direct payment from the plan; Accounting (including auditing) Service code 10 | 476 WINDSOR PARK DR DAYTON, OH 45459 | $60K |
| CALIBRE CPA GROUP, PLLC EIN 47-0900880 NONE | Accounting (including auditing); Direct payment from the plan Service code 10 | 7501 WISCONSIN AVE., SUITE 1200W BETHESDA, MD 20814 | $13K |
| LAURIE THERRIEN TRUSTEE | Trustee (individual) Service code 20 | THREE GATEWAY CENTER, STE 1625 PITTSBURGH, PA 15222 | $7K |
| PAUL GONZALEZ TRUSTEE | Trustee (individual) Service code 20 | THREE GATEWAY CENTER, STE 1625 PITTSBURGH, PA 15222 | $7K |
| PRISCILLA ROBERGE TRUSTEE | Trustee (individual) Service code 20 | THREE GATEWAY CENTER, STE 1625 PITTSBURGH, PA 15222 | $7K |
| ROBERT HOCKENBERGER TRUSTEE | Trustee (individual) Service code 20 | THREE GATEWAY CENTER, STE 1625 PITTSBURGH, PA 15222 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 231 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 42 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 273 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TRANSAMERICA LIFE INSURANCE CO. | 0 | $614K |
| Dental | DELTA DENTAL OF OHIO | 234 | $117K |
| Vision | VSP VISION CARE | 166 | $30K |
| Prescription drug | UNITED HEALTHCARE INSURANCE CO. | 235 | $1.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 235 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.