| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DELPHINE B HUDDELSTON3 Filed as: DELPHINE HUDDLESTON | 363 N STATE HIGHWAY 161 STE 100 IRVING, TX 75038 | AFLAC | $27K | $2K | $30K | 11.14% |
| MJ INSURANCE3 Filed as: NSURANCE & BONDS AGCY OF TX PLLC | 0101 REUNION PL STE 100 SAN ANTONIO, TX 78216 | AFLAC | $25K | — | $25K | 9.25% |
| ZACHARY JOHNSON3 | 4447 N CENTRAL EXPY SUITE 110-200 DALLAS, TX 75205 | AFLAC | $9K | $554 | $10K | 3.65% |
| JAMES DOWNES3 | 2410 WYCON DR STE 103 WACO, TX 76712 | AFLAC | $8K | $448 | $9K | 3.20% |
| SHISE NICHOLS3 | PO BOX 763456 DALLAS, TX 75378 | AFLAC | $3K | — | $3K | 1.20% |
| WESLEY STEVENS3 | PO BOX 100481 FT WORTH, TX 76185 | AFLAC | $3K | $21 | $3K | 0.99% |
| DONNA RANGEL3 | 5530 CANYON RD BENBROOK, TX 76126 | AFLAC | $2K | — | $2K | 0.90% |
| MARCI M SCHNITKER3 Filed as: MARCI SCHNITKER | PO BOX 245 GUNTER, TX 75058 | AFLAC | $1K | $783 | $2K | 0.77% |
| PATRICIA R ALDAPE3 Filed as: PATRICIA ALDAPE | PO BOX 181515 ARLINGTON, TX 76096 | AFLAC | $958 | $541 | $1K | 0.56% |
| KENNETH ALLEN MOORMAN3 Filed as: KENNETH MOORMAN | 842 TRACYS XING NEW BRAUNFELS, TX 78130 | AFLAC | $1K | — | $1K | 0.56% |
| LISA WALLACE3 | 6383 GREENWAY RD FT WORTH, TX 76116 | AFLAC | $976 | $1 | $977 | 0.37% |
| HOLLY JO GARCIA3 Filed as: HOLLY GARCIA | 708 SWALLOW AVE APT D MCALLEN, TX 78504 | AFLAC | $861 | — | $861 | 0.32% |
| JASON L WEEKS3 Filed as: JASON WEEKS | 204 S MAIN ST STE KELLER, TX 76248 | AFLAC | $536 | $159 | $695 | 0.26% |
| TRACY L MANGOLD3 Filed as: TRACY MANGOLD | 725 KLINGEMANN NEW BRAUNFELS, TX 78130 | AFLAC | $562 | — | $562 | 0.21% |
| CLINTON ANDERSON3 | 8805 CREEKSIDE WAY APT 1633 HIGHLANDS RANCH, CO 80129 | AFLAC | $559 | — | $559 | 0.21% |
| MARY CATHERINE WILLIAMS3 Filed as: MARY WILLIAMS | 1102 STEVEN ST STE 1 BRIDGEPORT, TX 76428 | AFLAC | $395 | $157 | $552 | 0.21% |
| KATHY JOHNSON3 | 4600 N 5TH ST MCALLEN, TX 78504 | AFLAC | $502 | — | $502 | 0.19% |
| CHRISTIAN M KRUEGER3 Filed as: CHRISTIAN KRUEGER | 1259 LOOP 337 2ND FL NEW BRAUNFELS, TX 78130 | AFLAC | $412 | — | $412 | 0.15% |
| ANGELIQUE N LILES3 Filed as: ANGELIQUE LILES | 4025 WOODLAND PARK BLVD ARLINGTON, TX 76013 | AFLAC | $210 | $92 | $302 | 0.11% |
| KIMBERLY WASHINGTON3 | PO BOX 1166 RED OAK, TX 75154 | AFLAC | $243 | $23 | $266 | 0.10% |
| CHEYENNE FAKAS3 | 3500 BROOKLAND AVE FT WORTH, TX 76116 | AFLAC | $222 | $40 | $262 | 0.10% |
| THOMAS G MONTGOMERY3 Filed as: THOMAS MONTGOMERY | PO BOX 231 CROWLEY, TX 76038 | AFLAC | $109 | $50 | $159 | 0.06% |
| THE HORTON GROUP3 Filed as: LARRY HORTON | 717 W MAIN ST MIDLOTHIAN, TX 76065 | AFLAC | $58 | $7 | $65 | 0.02% |
| JAMES ROB BLAKEY3 Filed as: JAMES BLAKEY | 14234 SAVANNAH PASS SAN ANTONIO, TX 78216 | AFLAC | $14 | $46 | $60 | 0.02% |
| LARRY D DENNY3 Filed as: LARRY MARONEY | 1230 MOUNTAIN BREEZE CANYON LAKE, TX 78133 | AFLAC | $14 | $46 | $60 | 0.02% |
| RENE ARRIAGA3 | 509 SANDPIPER LN LAREDO, TX 78045 | AFLAC | $52 | $3 | $55 | 0.02% |
| GERARDO ANTONIO GARZA2 Filed as: GERARDO GARZA | 1509 SUMMIT DR LAREDO, TX 78045 | AFLAC | $51 | $3 | $54 | 0.02% |
| JENNIFER L VERHAEGHE3 Filed as: JENNIFER VERHAEGHE | 1094 LINCOLN LN APT 104 CANYON LAKE, TX 78133 | AFLAC | $14 | $14 | $28 | 0.01% |
| MARY B SALMON3 Filed as: MARY SALMON | 3401 DENVER MCKINNEY, TX 75070 | AFLAC | $7 | $15 | $22 | 0.01% |
| CECIL PARKER3 | 1102 FM 378 LORENZO, TX 79343 | AFLAC | $3 | $18 | $21 | 0.01% |
| GBC BENEFITS LTD3 Filed as: GBC BENEFITS | 2409 FOREST PARK BLVD FT WORTH, TX 76110 | AFLAC | $20 | — | $20 | 0.01% |
| DAVID R FISHER3 Filed as: DAVID FISCHER | 3221 COLLINGSWORTH STREET FT WORTH, TX 76110 | AFLAC | $14 | — | $14 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 0 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Short-term disability | AFLAC | 485 | $267K |
| Other | AFLAC | 485 | $267K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 485 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.
Final-filing indicator set. Plan is winding down; don't waste sales effort here.