| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CMR5 | 1709A GORNTO RD #128 VALDOSTA, GA 31601 | TOKIO MARINE/HCC | $0 | $64K | $64K | 67.08% |
| GLOBALCARE/ZELIS0 | PO BOX 743856 ATLANTA, GA 30374 | TOKIO MARINE/HCC | $0 | $13K | $13K | 13.86% |
| COHEN BENEFITS GROUP INC3 Filed as: COHEN BENEFITS GROUP | 4062 PEACHTREE RD STE A432 ATLANTA, GA 30319 | TOKIO MARINE/HCC | $5K | $0 | $5K | 5.47% |
| MEDWATCH LLC0 Filed as: MEDWATCH | PO BOX 21796 TAMPA, FL 33630 | TOKIO MARINE/HCC | — | $3K | $3K | 2.64% |
| DAVEVIC BENEFIT CONSULTANTS, INC.3 Filed as: DAVEVIC BENEFIT CONSULT | 902 SOUTH CENTER STREET PO BOX 976 GROVE CITY, PA 16127 | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | $3K | $0 | $3K | 10.57% |
| BENECHOICE ENROLLMENT SOLUTIONS & T3 | 1028 FREEDOM STREET LITITZ, PA 17543 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $52 | — | $52 | 5.54% |
| ACRISURE LLC3 Filed as: ACRISURE LLC DBA HELMBOLD & STEWART | 12 SOUTH 3RD STREET CLEARFIELD, PA 16830 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $35 | — | $35 | 3.73% |
| ASHLY ELCOCK3 | 200 TATTLETOWN RD AARONSBURG, PA 16820 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $5 | — | $5 | 0.53% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 75 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 75 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | TOKIO MARINE/HCC | 75 | $96K |
| Dental | TOKIO MARINE/HCC | 75 | $96K |
| Vision | TOKIO MARINE/HCC | 75 | $96K |
| Life insurance | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 99 | $33K |
| Short-term disability | EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | 99 | $33K |
| Prescription drug | TOKIO MARINE/HCC | 75 | $96K |
| Other | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 2 | $938 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 99 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.