| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $10K | — | $10K | 2.98% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15057 | UPMC HEALTH OPTIONS | $6K | — | $6K | 2.94% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE STE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $6K | — | $6K | 3.25% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15057 | UPMC HEALTH OPTIONS | $5K | — | $5K | 3.29% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $3K | — | $3K | 4.25% |
| BB&T INSURANCE SERVICES, INC.5 Filed as: PAA SERIVCES INC | ATTN JOHN KULP INS DIRECTOR HARRISBURG, PA 17105 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $3K | $3K | 3.65% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $1K | — | $1K | 3.25% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $1K | — | $1K | 2.93% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $1K | — | $1K | 3.33% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $682 | — | $682 | 3.04% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $2K | — | $2K | 10.00% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $2K | — | $2K | 10.90% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | $389 | — | $389 | 2.96% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $1K | — | $1K | 10.00% |
| PAA SERVICES INC5 | ATTN JOHN K KULP INS DIRECTOR HARRISBURG, PA 17105 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $357 | $357 | 4.30% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $64 | — | $64 | 0.77% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $680 | — | $680 | 10.91% |
| ENSCOE LONG INSURANCE GROUP LLC3 Filed as: ENSCOE LONG INS GROUP LLC | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | AMERICAN UNITED LIFE INSURANCE COMPANY | $594 | — | $594 | 10.01% |
| ENSCOE LONG INSURANCE GROUP LLC5 Filed as: ENSCOE LONG INS GROUP LLC | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | AMERICAN UNITED LIFE INSURANCE COMPANY | — | $297 | $297 | 5.00% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $530 | — | $530 | 10.53% |
| PAA SERVICES INC5 | ATTN JOHN KULP INS DIRECTOR HARRISBURG, PA 17105 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $24 | $24 | 0.48% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | $225 | — | $225 | 7.83% |
| PAA SERVICES INC5 | ATTN JOHN KULP INS DIRECTOR HARRISBURG, PA 17105 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $121 | $121 | 4.21% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | -$89 | — | -$89 | -3.28% |
| PAA SERVICES INC5 | ATTN JOHN KULP INS DIRECTOR HARRISBURG, PA 17105 | AMERICAN FIDEILTY ASSURANCE COMPANY | — | $34 | $34 | 1.99% |
| ASSURANCE AGENCY LTD3 Filed as: FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDEILTY ASSURANCE COMPANY | — | — | $0 | 0.00% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | AMERICAN UNITED LIFE INSURANCE COMPANY | $57 | — | $57 | 10.09% |
| ENSCOE LONG INSURANCE GROUP LLC5 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | AMERICAN UNITED LIFE INSURANCE COMPANY | — | $28 | $28 | 4.96% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH BENEFITS | $15 | — | $15 | 19.48% |
| ENSCOE LONG INSURANCE GROUP LLC3 | 80 EMERSON LANE SUITE 1301 BRIDGEVILLE, PA 15017 | UPMC HEALTH OPTIONS | — | — | $0 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 109 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 109 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(16 contracts, 3 carriers) | UPMC HEALTH OPTIONS | 71 | $1.1M |
| Life insurance | AMERICAN UNITED LIFE INSURANCE COMPANY | 158 | $6K |
| Short-term disability(3 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 158 | $14K |
| Long-term disability | AMERICAN FIDELITY ASSURANCE COMPANY | 50 | $82K |
| Stop-loss / reinsurancereinsurance | AMERICAN FIDELITY ASSURANCE COMPANY | 7 | $3K |
| Other | AMERICAN FIDELITY ASSURANCE COMPANY | 5 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 158 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.