# DFEASSOCIATION OF COMMUNITY SERVICE AGENCIES EMPLOYEE BENEFIT TRUST

Health and welfare plan sponsored by **ASSOCIATION OF COMMUNITY SERVICE AGENTS, INC.**. Form 5500 filing for plan year 2025.

| Field | Value |
|---|---|
| Sponsor | ASSOCIATION OF COMMUNITY SERVICE AGENTS, INC. |
| EIN | 237300650 |
| Plan number | 501 |
| Plan year | 2025 |
| Location | WALLINGFORD, CT |
| Industry | investment management |
| Funding | fully insured |
| Total premiums | $367.3M |
| Participants | 54,236 |
| Persons covered | 18,737 |

## Insurance carriers (Schedule A)

| Carrier | Coverage |
|---|---|
| CIGNA HEALTH AND LIFE INSURANCE COMPANY | Health, Dental, Vision, Life, STD, LTD, Other |
| OXFORD HEALTH INSURANCE, INC. | Health, Dental, Vision, Other |
| AETNA LIFE INSURANCE COMPANY | Health, Dental, Vision |
| ANTHEM LIFE INSURANCE COMPANY | Health, Dental, Vision, Life, STD, LTD |
| UNITEDHEALTHCARE INSURANCE COMPANY | Health, Dental, Vision, Life, LTD, STD, Other |
| INDEPENDENCE BLUE CROSS | Health, Vision |
| EMBLEMHEALTH | Health |
| UNUMPROVIDENT | Dental, Vision, Life, STD, LTD, Other |
| METLIFE LEGAL PLANS | Dental, Vision, Life, STD, LTD, Other |
| DELTA DENTAL | Dental, Vision |
| THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | Dental, Vision, Life, STD, LTD, Other, Indemnity |
| MUTUAL OF OMAHA INSURANCE COMPANY | Life, STD, LTD, Other |
| HARTFORD LIFE AND ACCIDENT | Life, STD, LTD |
| EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA | Dental, Life, STD, LTD, Other, Vision |
| STANDARD INSURANCE COMPANY | Life, STD, LTD, Other, Vision |
| PRINCIPAL FINANCIAL GROUP | Dental, Vision, Life, STD, LTD, Other |
| LINCOLN FINANCIAL GROUP | Dental, Life, STD, LTD, Other |
| SUN LIFE FINANCIAL | Dental, Vision, Life, STD, LTD, Other |
| AMERITAS LIFE INSURANCE CORP. | Dental, Vision |
| RELIANCE LIFE INSURANCE COMPANY | Life, STD, LTD, Other |
| EYEMED VISION CARE | Vision |
| VISION SERVICE PLAN (VSP) | Vision |
| PRUDENTIAL INSURANCE COMPANY OF AMERICA | Life, LTD |
| AVESIS INSURANCE INCORPORATED | Vision |
| DEARBORN LIFE INSURANCE COMPANY | Life, STD |
| VOYA FINANCIAL | Life, Other |

## Brokers

| Broker | Placed with |
|---|---|
| PROFESSIONAL PENSIONS INC | CIGNA |
| PROFESSIONAL PENSIONS INC | OXFORD HEALTH PLANS |
| PROFESSIONAL PENSIONS INC | AETNA INC. |
| HUB INTERNATIONAL MIDWEST LIMITED | AETNA INC. |
| TIAGO GUIMARAES | AETNA INC. |
| USI INSURANCE SERVICES LLC | AETNA INC. |
| EXUDE BENEFITS GROUP INC | AETNA INC. |
| GALLAGHER BENEFIT SERVICES, INC. | AETNA INC. |
| BENEFITS CONSULTING GROUP, SECAUCUS | AETNA INC. |
| CBIZ BENEFITS & INSURANCE SERVICES | AETNA INC. |
| BROWN & BROWN INSURANCE SERVICES | AETNA INC. |
| EDGEWOOD PARTNERS INSURANCE CENTER | AETNA INC. |
| CORPORATE SYNERGIES GROUP LLC | AETNA INC. |
| PCF INSURANCE SERVICES OF THE WEST | AETNA INC. |
| RISK STRATEGIES COMPANY | AETNA INC. |
| MDG ASSOCIATES OF CT, LLC | AETNA INC. |
| HP PLANNING LLC | AETNA INC. |
| ONEGROUP NY INC | AETNA INC. |
| ECONOMIC PLANNING GROUP, INC.(NEW Y | AETNA INC. |
| ACRISURE LLC | AETNA INC. |
| DIGITAL INSURANCE LLC | AETNA INC. |
| FORTITUDE INSURANCE GROUP | AETNA INC. |
| GRINSPEC OF NJ DBA CENTRIC BENEFITS | AETNA INC. |
| ROSE & KIERNAN INC | AETNA INC. |
| SMITH BROTHERS INSURANCE LLC | AETNA INC. |
| RELATION INSURANCE SERVICES OF CA | AETNA INC. |
| PROFESSIONAL BENEFITS SERVICE | AETNA INC. |
| MMA EAST | AETNA INC. |
| JOHNSON KENDALL AND JOHNSON | AETNA INC. |
| MARSH & MCLENNAN AGENCY LLC | AETNA INC. |
| WILLIS TOWERS WATSON US LLC | AETNA INC. |
| YORK INTERNATIONAL AGENCY LLC | AETNA INC. |
| GOLDENS BRIDGE BROKERAGE LLC | AETNA INC. |
| WORLD INSURANCE ASSOCIATES LLC | AETNA INC. |
| THE PREFERRED CLIENT GROUP | AETNA INC. |
| HILB GROUP OF NEW ENGLAND | AETNA INC. |
| NFP INSURANCE SERVICES INC | AETNA INC. |
| PATRIOT GROWTH INSURANCE SERVICES | AETNA INC. |
| RSC INSURANCE BROKERAGE INC | AETNA INC. |
| STAMFORD INSURANCE GROUP | AETNA INC. |
| ALLIANT INSURANCE SERVICES, INC. | AETNA INC. |
| PEOPLES UNITED INSURANCE AGENCY(HAR | AETNA INC. |
| STARKWEATHER & SHEPLEY, INC. | AETNA INC. |
| MARTHA B WARSCHAU | AETNA INC. |
| BLUEPRINT BENEFIT ADVISORS | AETNA INC. |
| ASSUREDPARTNERS | AETNA INC. |
| NFP INSURANCE SERVICES INC | CONNECTICARE, INC. |
| PROFESSIONAL PENSIONS INC | CONNECTICARE, INC. |
| PROFESSIONAL PENSIONS INC | EMBLEM |
| PROFESSIONAL PENSIONS INC | UNITED HEALTHCARE |
| EKA BROKERAGE SERVICES, INC. | OXFORD HEALTH PLANS |
| PROFESSIONAL PENSIONS INC | UNUMPROVIDENT |
| MERCER HEALTH AND BENEFITS, LLC | UNUMPROVIDENT |
| WILLIS TOWERS WATSON US LLC | UNUMPROVIDENT |
| GALLAGHER BENEFIT SERVICES, INC. | UNUMPROVIDENT |
| MDG ASSOCIATES OF CT, LLC | UNUMPROVIDENT |
| MARSHALL & STERLING EMPLOYEE BENEFI | UNUMPROVIDENT |
| AMANDA CARRAH | UNUMPROVIDENT |
| FRENKEL BENEFITS LLC | UNUMPROVIDENT |
| RSC INSURANCE BROKERAGE INC | UNUMPROVIDENT |
| EDGEWOOD PARTNERS INSURANCE CENTER | UNUMPROVIDENT |
| ONEGROUP NY INC | UNUMPROVIDENT |
| CBIZ BENEFITS & INSURANCE SERVICES | UNUMPROVIDENT |
| USI INSURANCE SERVICES LLC | UNUMPROVIDENT |
| MARSH & MCLENNAN AGENCY LLC | UNUMPROVIDENT |
| NEW AGENCY PARTNERS, LLC | UNUMPROVIDENT |
| HILB GROUP OF NEW ENGLAND | UNUMPROVIDENT |
| THE PREFERRED CLIENT GROUP | UNUMPROVIDENT |
| NFP INSURANCE SERVICES INC | UNUMPROVIDENT |
| GOLDENS BRIDGE BROKERAGE LLC | UNUMPROVIDENT |
| BENNIE INSURANCE, LLC | UNUMPROVIDENT |
| TIAGO GUIMARAES | UNUMPROVIDENT |
| MORIN ASSOCIATES, LLC | UNUMPROVIDENT |
| EXUDE BENEFITS GROUP INC | UNUMPROVIDENT |
| RP BENEFITS, LLC | UNUMPROVIDENT |
| CORPORATE SYNERGIES GROUP LLC | UNUMPROVIDENT |
| PROFESSIONAL PENSIONS INC | METLIFE |
| TOMPKINS INSURANCE | METLIFE |
| ASSUREDPARTNERS | METLIFE |
| USI INSURANCE SERVICES LLC | METLIFE |
| WILLIS TOWERS WATSON US LLC | DELTA DENTAL |
| PATRIOT GROWTH INSURANCE SERVICES | DELTA DENTAL |
| HUB INTERNATIONAL MIDWEST LIMITED | DELTA DENTAL |
| NFP INSURANCE SERVICES INC | DELTA DENTAL |
| EDGEWOOD PARTNERS INSURANCE CENTER | DELTA DENTAL |
| BLUEPRINT BENEFIT ADVISORS | DELTA DENTAL |
| STERLING INSURANCE CONCEPTS | DELTA DENTAL |
| USI INSURANCE SERVICES LLC | DELTA DENTAL |
| BILL LATZ | DELTA DENTAL |
| ALAN SHEKETOFF | DELTA DENTAL |
| PROFESSIONAL PENSIONS INC | MUTUAL OF OMAHA |
| PCF INSURANCE SERVICES OF THE WEST | MUTUAL OF OMAHA |
| STERLING RISK ADVISORS INC | MUTUAL OF OMAHA |
| SMITH BROTHERS INSURANCE LLC | MUTUAL OF OMAHA |
| USI INSURANCE SERVICES LLC | MUTUAL OF OMAHA |
| DIGITAL INSURANCE LLC | MUTUAL OF OMAHA |
| KEYSTONE BENEFITS GROUP, INC.(GREEN | MUTUAL OF OMAHA |
| MY BENEFIT ADVISOR LLC | MUTUAL OF OMAHA |
| MDG ASSOCIATES OF CT, LLC | MUTUAL OF OMAHA |
| NESSO BENEFITS, LLC. | MUTUAL OF OMAHA |
| NFP INSURANCE SERVICES INC | MUTUAL OF OMAHA |
| PATRIOT GROWTH INSURANCE SERVICES | MUTUAL OF OMAHA |
| FAIRFIELD COUNTY BANK INSURANCE SER | MUTUAL OF OMAHA |
| BLUEPRINT BENEFIT ADVISORS | MUTUAL OF OMAHA |
| FRANK J DELEO JR. | MUTUAL OF OMAHA |
| GERALD E. STEFANELLI | MUTUAL OF OMAHA |
| LUX INSURANCE SERVICES | UNUMPROVIDENT |
| KAMARIA BYNUM | UNUMPROVIDENT |
| JANICE A SMITH | UNUMPROVIDENT |
| TZEDAKAH HOUSE LLC | UNUMPROVIDENT |
| BENEFITS CONSULTING GROUP, SECAUCUS | UNUMPROVIDENT |
| BENEFIT RESOURCE GROUP LLC(NEWINGTO | UNUMPROVIDENT |
| VICTOR DEZELIC | UNUMPROVIDENT |
| ALAN SHEKETOFF | MUTUAL OF OMAHA |
| YORK INTERNATIONAL AGENCY LLC | UNUMPROVIDENT |
| BROWN & BROWN INSURANCE SERVICES | UNUMPROVIDENT |
| HUB INTERNATIONAL MIDWEST LIMITED | UNUMPROVIDENT |
| ALLIANT INSURANCE SERVICES, INC. | UNUMPROVIDENT |
| DIGITAL INSURANCE LLC | UNUMPROVIDENT |
| INTEGRITY INSURANCE AGENCY INC | UNUMPROVIDENT |
| GRINSPEC OF NJ DBA CENTRIC BENEFITS | UNUMPROVIDENT |
| STERLING RISK ADVISORS INC | UNUMPROVIDENT |
| MV FINANCIAL GROUP (BETHESDA,MD) | UNUMPROVIDENT |
| KEYSTONE BENEFITS GROUP, INC.(GREEN | UNUMPROVIDENT |
| CESAR SORTO | UNUMPROVIDENT |
| LOUIS STEIN, INC. | UNUMPROVIDENT |
| PROFESSIONAL PENSIONS INC | LINCOLN FINANCIAL GROUP |
| BROWN & BROWN INSURANCE SERVICES | PRINCIPAL LIFE INSURANCE CO. |
| ACRISURE LLC | MUTUAL OF OMAHA |
| RSC INSURANCE BROKERAGE INC | MUTUAL OF OMAHA |
| PRES WHITE AGENCY INC. | MUTUAL OF OMAHA |
| BENEFITS CONSULTING GROUP, SECAUCUS | MUTUAL OF OMAHA |
| KENNETH STEILL | MUTUAL OF OMAHA |
| PARTLOW INSURANCE AGENCY INC | UNUMPROVIDENT |
| ACRISURE LLC | UNUMPROVIDENT |
| KEVIN DOLPH | UNUMPROVIDENT |
| PROFESSIONAL PENSIONS INC | SUN LIFE |
| ROSE & KIERNAN INC | UNUMPROVIDENT |
| MDG BENEFIT SOLUTIONS | MUTUAL OF OMAHA |
| PROFESSIONAL PENSIONS INC | PRUDENTIAL |
| GALLAGHER BENEFIT SERVICES, INC. | PRUDENTIAL |
| NFP INSURANCE SERVICES INC | PRUDENTIAL |
| RSC INSURANCE BROKERAGE INC | AMERITAS |
| SMITH BROTHERS INSURANCE LLC | AMERITAS |
| CBIZ BENEFITS & INSURANCE SERVICES | AMERITAS |
| BROWN & BROWN INSURANCE SERVICES | AMERITAS |
| GALLAGHER BENEFIT SERVICES, INC. | AMERITAS |
| HP PLANNING LLC | AMERITAS |
| DIGITAL INSURANCE LLC | AMERITAS |
| HILB GROUP OF NEW ENGLAND | AMERITAS |
| NFP INSURANCE SERVICES INC | AMERITAS |
| USI INSURANCE SERVICES LLC | AMERITAS |
| EXUDE BENEFITS GROUP INC | MUTUAL OF OMAHA |
| WORLD INSURANCE ASSOCIATES LLC | MUTUAL OF OMAHA |
| J. A. ARCHAMBAULT & SON, INC. | RELIANCE LIFE |
| PROFESSIONAL PENSIONS INC | RELIANCE LIFE |
| GALLAGHER BENEFIT SERVICES, INC. | RELIANCE LIFE |
| DIGITAL INSURANCE LLC | RELIANCE LIFE |
| USI INSURANCE SERVICES LLC | EYEMED/EYECARE PLAN OF AMERICA |
| NFP INSURANCE SERVICES INC | EYEMED/EYECARE PLAN OF AMERICA |
| BENEFITS NETWORK INC. (WEXFORD,PA) | EYEMED/EYECARE PLAN OF AMERICA |
| HUB INTERNATIONAL MIDWEST LIMITED | EYEMED/EYECARE PLAN OF AMERICA |
| MY BENEFIT ADVISOR LLC | EYEMED/EYECARE PLAN OF AMERICA |
| RSC INSURANCE BROKERAGE INC | EYEMED/EYECARE PLAN OF AMERICA |
| EXUDE BENEFITS GROUP INC | EYEMED/EYECARE PLAN OF AMERICA |
| TRACY-DRISCOLL AND CO. INC. | EYEMED/EYECARE PLAN OF AMERICA |
| BUCK CONSULTANTS LLC | EYEMED/EYECARE PLAN OF AMERICA |
| BROWN & BROWN INSURANCE SERVICES | EYEMED/EYECARE PLAN OF AMERICA |
| GERALD E. STEFANELLI | EYEMED/EYECARE PLAN OF AMERICA |
| KISTLER TIFFANY BENEFITS | EYEMED/EYECARE PLAN OF AMERICA |
| PATRIOT GROWTH INSURANCE SERVICES | EYEMED/EYECARE PLAN OF AMERICA |
| NEW AGENCY PARTNERS, LLC | EYEMED/EYECARE PLAN OF AMERICA |
| EDGEWOOD PARTNERS INSURANCE CENTER | EYEMED/EYECARE PLAN OF AMERICA |
| DIGITAL INSURANCE LLC | EYEMED/EYECARE PLAN OF AMERICA |
| WILLIS TOWERS WATSON US LLC | EYEMED/EYECARE PLAN OF AMERICA |
| ALLIANT INSURANCE SERVICES, INC. | EYEMED/EYECARE PLAN OF AMERICA |
| THE PREFERRED CLIENT GROUP | EYEMED/EYECARE PLAN OF AMERICA |
| BLUEPRINT BENEFIT ADVISORS | EYEMED/EYECARE PLAN OF AMERICA |
| WORLD INSURANCE ASSOCIATES LLC | EYEMED/EYECARE PLAN OF AMERICA |
| GRINSPEC OF NJ DBA CENTRIC BENEFITS | DELTA DENTAL |
| NESSO BENEFITS, LLC. | DELTA DENTAL |
| WILLIS TOWERS WATSON US LLC | MUTUAL OF OMAHA |
| CLARK INSURANCE | UNUMPROVIDENT |
| BLUEPRINT BENEFIT ADVISORS | UNUMPROVIDENT |
| PATRIOT GROWTH INSURANCE SERVICES | UNUMPROVIDENT |
| FAIRFIELD COUNTY BANK INSURANCE SER | UNUMPROVIDENT |
| ROBERT HENSLEY & ASSOCIATES LLC | UNUMPROVIDENT |
| BANKERS COOPERATIVE GROUP, INC. | UNUMPROVIDENT |
| MARTHA B WARSCHAU | UNUMPROVIDENT |
| GALLAGHER BENEFIT SERVICES, INC. | SUN LIFE |
| KGS INSURANCE SERVICES LLC(MIDDLETO | DELTA DENTAL |
| BROWN & BROWN INSURANCE SERVICES | MUTUAL OF OMAHA |
| HUB INTERNATIONAL MIDWEST LIMITED | AMERITAS |
| YORK INTERNATIONAL AGENCY LLC | AMERITAS |
| PHILLIPS INSURANCE AGENCY, INC.(CHI | AMERITAS |
| WILLIS TOWERS WATSON US LLC | AMERITAS |
| BENEFITS NETWORK INC | SUN LIFE |
| THE JONES GROUP(WETHERSFIELD,CT) | AMERITAS |
| LUX INSURANCE SERVICES | AMERITAS |
| PROFESSIONAL PENSIONS INC | PRINCIPAL LIFE INSURANCE CO. |
| THE JONES GROUP(WETHERSFIELD,CT) | MUTUAL OF OMAHA |
| RAYMOND CONGELOSI | AMERITAS |
| NESSO BENEFITS, LLC. | AMERITAS |
| PROFESSIONAL BENEFIT SERVICE | MUTUAL OF OMAHA |
| JOHNSON KENDALL AND JOHNSON | AMERITAS |
| ASSUREDPARTNERS | AMERITAS |
| PEOPLES UNITED INSURANCE AGENCY(HAR | AMERITAS |
| CORPORATE SYNERGIES GROUP LLC | AMERITAS |
| CHRIS SOLEAU & ASSOCIATES | AMERITAS |
| MALONEY, TIMOTHY G | AMERITAS |
| RSC INSURANCE BROKERAGE INC | SUN LIFE |
| BENEFITS CONSULTING GROUP, SECAUCUS | AVESIS |
| USI INSURANCE SERVICES LLC | VISION SERVICE PLAN |
| MDG ASSOCIATES OF CT, LLC | EYEMED/EYECARE PLAN OF AMERICA |
| ASSUREDPARTNERS | EYEMED/EYECARE PLAN OF AMERICA |
| PEOPLES UNITED INSURANCE AGENCY(HAR | EYEMED/EYECARE PLAN OF AMERICA |
| BENEFITS NETWORK INC | PRINCIPAL LIFE INSURANCE CO. |
| EXUDE BENEFITS GROUP INC | AVESIS |
| PROFESSIONAL PENSIONS INC | AVESIS |
| MARTHA B WARSCHAU | AVESIS |
| PRES WHITE AGENCY INC. | AVESIS |
| BENEFITS CONSULTING GROUP, SECAUCUS | DELTA DENTAL |
| FAIRFIELD COUNTY BANK INSURANCE SER | DELTA DENTAL |
| BENNIE INSURANCE, LLC | AVESIS |
| RSC INSURANCE BROKERAGE INC | AVESIS |
| EKA BROKERAGE SERVICES, INC. | AVESIS |
| BENEFITS NETWORK INC. (WEXFORD,PA) | VISION BENEFITS OF AMERICA |
| PROFESSIONAL BENEFITS SERVICE | AVESIS |

## About this data

- Source: public Form 5500 filings from the U.S. Department of Labor (EBSA), rebuilt on each DOL release.
- Full page (charts, history, peer benchmarks, fees, contacts): https://planoptica.com/welfare/237300650-501
- Cite as: PlanOptica, https://planoptica.com/welfare/237300650-501
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