See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 2 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR EIN 39-1995276 NONE | Contract Administrator; Claims processing Service code 12 | 333 WEST VINE STREET LEXINGTON, KY 40507 | $242K |
| STRATEGIC CAPITAL PARTNERS LLC NONE | Investment advisory (plan) Service code 27 | 230 W. MONROE ST. STE 250 CHICAGO, IL 60606 | $37K |
| PAMELA POTTER EIN 26-4310632 NONE | Employee (plan) Service code 30 | 312 MAIN STREET ELKORN CITY, KY 41522 | $24K |
| HERZFELD SUETHOLZ GASTEL LENISKI NONE | Legal Service code 29 | 600 VINE STREET STE 2720 CINCINNATI, OH 45202 | $17K |
| FRANK N HESTAND CPA PSC EIN 61-1336870 NONE | Accounting (including auditing) Service code 10 | 261 REGENCY CIRCLE LEXINGTON, KY 40503 | $9K |
| LORI P THORNSBERRY NONE | Employee (plan) Service code 30 | 312 MAIN STREET ELKORN CITY, KY 41522 | $7K |
| CONSULTING AND RISK MANAGEMENT INC EIN 61-1317950 NONE | Consulting (general) Service code 16 | 220 HERITAGE RD VERSAILLES, KY 40383 | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 225 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 239 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 464 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Stop-loss / reinsurancereinsurance | ULLICO | 250 | $342K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 250 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.