See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 191 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 384 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ALLIANT INSURANCE SERVICES INC EIN 33-0785439 NONE | Plan Administrator; Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting (general); Insurance agents and brokers Service code 14 | 701 B STREET 6TH FLOOR SAN DIEGO, CA 92101 | $1.1M |
| CITIZENS BANK EIN 05-0412693 NONE | Trustee (bank, trust company, or similar financial institution); Direct payment from the plan Service code 21 | 1 CITIZENS PLAZA PROVIDENCE, RI 02903 | $11K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 477,594 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 477,594 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(92 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 88,318 | $249.8M |
| Short-term disability(53 contracts, 7 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 41,848 | $170.1M |
| Long-term disability(87 contracts, 5 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 71,879 | $220.4M |
| Other(84 contracts, 8 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 84,038 | $134.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 88,318 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.