| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| CAPITAL MANAGEMENT ENTERPRISES3 Filed as: CAPITAL MANAGEMNET ENTERPRISES INC | UNKNOWN WAYNE, PA 19087 | UNITED CONCORDIA INSURANCE COMPANY | $24K | $0 | $24K | 5.83% |
| CONNER STRONG & BUCKELEW3 Filed as: CONNER STRONG COMPANIES INC | UNKNOWN CAMDEN, NJ 08101 | UNITED CONCORDIA INSURANCE COMPANY | $12K | $1K | $13K | 3.17% |
| MICHAEL J PERRI3 | 775 ROUTE 70 EAST, SUITE F100 MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $2K | $121 | $3K | 3.94% |
| MERRIDITH STANTON3 | 456 LAKE COMO DRIVE POMONA PARK, FL 32181 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $931 | $0 | $931 | 1.41% |
| LISA A PERRI3 | 775 ROUTE 70 EAST, SUITE F100 MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $604 | $55 | $659 | 1.00% |
| TAYLOR LEIGH PERRI3 Filed as: TAYLOR LEIGH PERRI AND OTHER AGNETS | 100 MOUNTVIEW ROAD MOUNT LAUREL, NJ 08054 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $298 | $0 | $298 | 0.45% |
| MELISSA ARMATIS3 Filed as: MELISSA PATRICIA BINDER | 775 ROUTE 72 EAST, SUITE F100 MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $217 | $4 | $221 | 0.33% |
| INTERGRITY INSURANCE INC3 | 224 RED TAILED HAWK LANE MIDDLETOWN, DE 19709 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $168 | $0 | $168 | 0.25% |
| LAUREN ASHLEY PERRI3 | 775 ROUE 70 EAST, SUITE F100 MARLTON, NJ 08053 | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | $132 | $23 | $155 | 0.23% |
| ASSUREDPARTNERS3 Filed as: EMERSON ROGERS LLC | 1787 SENTRY PARKWAY WEST VEVA 16, SUITE 320 BLUE BELL, PA 19422 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $14K | $14K | 26.79% |
| CAPITAL MANAGEMENT ENTERPRISES3 Filed as: CAPITAL MANAGEMENT ENTERPRISES INC | 1111 WEST DE KALB PIKE WAYNE, PA 19087 | SUN LIFE ASSURANCE COMPANY OF CANADA | $10K | $0 | $10K | 20.47% |
| ANDREW J JUNIKIEWICZ JR3 | 22 BROOK HOLLOW DRIVE SINKING SPRING, PA 19608 | AFLAC | $1K | $85 | $1K | 7.03% |
| JOHN JOSEPH PATRICK3 | 211 LEWIS FARM DRIVE COCHRANVILLE, PA 19330 | AFLAC | $914 | $111 | $1K | 5.65% |
| LAUNCHPAD BENEFITS SOLUTIONS LLC3 | 529 FAYETTE STREET, SUITE 202 CONSHOHOCKEN, PA 19428 | AFLAC | $328 | $43 | $371 | 2.05% |
| DARRYL T CURTIS3 | 4 HAWLEY PLACE WILLINGBORO, NJ 08046 | AFLAC | $296 | $18 | $314 | 1.73% |
| WILLIAM JOHNSON3 Filed as: WILLIAM JOHNSON AND OTHER AGENTS | 471 WATERFORDS EDGE COURT ATCO, NJ 08004 | AFLAC | $40 | $0 | $40 | 0.22% |
| BENJAMIN R MORLEY3 | 5311 WHEATLAND DRIVE ZIONSVILLE, PA 18092 | AFLAC | $32 | $0 | $32 | 0.18% |
| AARON GEISER3 Filed as: AARON J GEISER | 1754 RED BUD ROAD QUAKERTOWN, PA 18951 | AFLAC | $23 | $0 | $23 | 0.13% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 550 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 550 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | UNITED CONCORDIA INSURANCE COMPANY | 1,050 | $409K |
| Life insurance(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 550 | $135K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 550 | $51K |
| Long-term disability(3 contracts, 3 carriers) | COLONIAL LIFE & ACCIDENT INSURANCE COMPANY | 550 | $135K |
| Other(2 contracts, 2 carriers) | SUN LIFE ASSURANCE COMPANY OF CANADA | 550 | $69K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,050 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.