No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HORIZON HEALTHCARE SERVICES INC. EIN 22-0999690 NONE | Direct payment from the plan; Other fees; Contract Administrator Service code 13 | — | $712K |
| RAE CONSULTING EIN 83-4646394 NONE | Actuarial; Direct payment from the plan; Contract Administrator Service code 11 | — | $249K |
| PNC BANK EIN 23-1146430 NONE | Custodial (securities); Other fees; Direct payment from the plan; Trustee (individual); Float revenue; Soft dollars commissions Service code 19 | — | $224K |
| EXPRESS SCRIPTS INC. EIN 43-1420563 NONE | Other fees; Claims processing; Direct payment from the plan Service code 12 | — | $159K |
| WILLIG WILLIAMS & DAVIDSON EIN 23-2416488 NONE | Legal; Direct payment from the plan Service code 29 | — | $112K |
| DAY PITNEY LLP EIN 06-0317480 NONE | Legal; Direct payment from the plan Service code 29 | — | $67K |
| UNITED CONCORDIA COMPANIES INC. EIN 25-1687586 NONE | Other fees; Direct payment from the plan; Claims processing Service code 12 | — | $59K |
| CP PRINTING NONE | Direct payment from the plan; Copying and duplicating Service code 36 | 26 STEAMWHISTLE DRIVE WARMINSTER, PA 18974 | $22K |
| HJ KNIGHT INTERNATIONAL EIN 04-2960092 NONE | Insurance agents and brokers; Direct payment from the plan Service code 22 | — | $16K |
| FISCHER DORWART, P.C. EIN 23-2247478 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,964 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,975 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION BENEFITS OF AMERICA | 1,982 | $125K |
| Stop-loss / reinsurancereinsurance | HCC LIFE INSURANCE CO | 0 | $503K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,982 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.