See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 3 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 3 broker rows. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| INCENTISURE INC. EIN 45-3171039 NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Consulting fees Service code 15 | — | $36K |
| WIPFLI LLP EIN 39-0758449 NONE | Accounting (including auditing) Service code 10 | — | $17K |
| PERSHING ADVISOR SOLUTIONS LLC NONE | Investment advisory (plan) Service code 27 | ONE PERSHING PLAZA JERSEY CITY, NJ 07399 | $13K |
| CAVANAGH O'HARA LLP EIN 37-1259635 NONE | Legal Service code 29 | — | $13K |
| RISK & REGULATORY CONSULTING LLC EIN 45-4100320 NONE | Actuarial Service code 11 | — | $12K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,801 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 101 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,902 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF ILLINOIS | 136 | $100K |
| Vision | PROTEC INSURANCE COMPANY | 104 | $11K |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 2,025 | $335K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 2,025 | $335K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,025 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. This is either a small-plan minimum fee or an inefficient broker structure open to a counter-bid.