| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | METROPOLITAN LIFE INSURANCE COMPANY | $10K | $0 | $10K | 9.93% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 W FIELD PARKWAY, STE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $5K | $15 | $5K | 4.69% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN | 250 PEHLE AVE, STE 400 PARK 80 PLAZA 2 SADDLE BROOK, NJ 07663 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $669 | $669 | 0.67% |
| MARSH & MCLENNAN AGENCY LLC3 | 6279 TRI RIDGE BLVD, STE 400 LOVELAND, OH 45140 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $1 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 20 N. MARTINGALE RD., STE. 100 SCHAUMBURG, IL 60173 | PAN AMERICAN LIFE INSURANCE COMPANY | $4K | $0 | $4K | 6.40% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUP LLC | 21805 W FIELD PARKWAY, STE 300 DEER PARK, IL 60010 | PAN AMERICAN LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.60% |
| THE PLEXUS GROUPE LLC3 Filed as: PLEXUS GROUPE LLC THE | 21805 FIELD PARKWAY #300 DEER PARK, IL 60010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | $0 | $6K | 12.87% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES LTD | 303 W ERIE STE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | $0 | $5K | 9.46% |
| ALFREDO MALDONADO JR3 Filed as: ALFREDO MALDONADO | 804 HARRISON ST APT C2 OAK PARK, IL 60304 | CONTINENTAL AMERICAN INSURANCE COMPANY | $575 | $0 | $575 | 1.16% |
| ASHER MEYERS3 | 655 W IRVING PARK RD APT 4813 CHICAGO, IL 60613 | CONTINENTAL AMERICAN INSURANCE COMPANY | $482 | $0 | $482 | 0.97% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES LTD | 303 W ERIE STE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $442 | $0 | $442 | 0.89% |
| TIA TEN NAPEL3 | 1600 CENTRAL AVE SE LE MARS, IA 51031 | CONTINENTAL AMERICAN INSURANCE COMPANY | $286 | $0 | $286 | 0.58% |
| RAYMOND B LINGLE3 Filed as: RAYMOND TOWNSEND | 100 FOREST PL, APT P13 OAK PARK, IL 60301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $232 | $0 | $232 | 0.47% |
| MICHELLE DIONE PERRY3 | 503 S 3RD STREET BERESFORD, SD 57004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $227 | $0 | $227 | 0.46% |
| LISA M SCHUMACHER3 | 10 HERON CT LAKE IN THE HILLS, IL 60156 | CONTINENTAL AMERICAN INSURANCE COMPANY | $213 | $0 | $213 | 0.43% |
| AUSTIN LIE OLESEN3 | 325 W HURON ST., STE 215 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $211 | $0 | $211 | 0.42% |
| GARY J IRVIN3 | 675 S RIDGEVIEW LN PEORIA, IL 61604 | CONTINENTAL AMERICAN INSURANCE COMPANY | $209 | $0 | $209 | 0.42% |
| RANCESSCA R NASCA3 | 2123 N RACINE AVE APT 1 CHICAGO, IL 60614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $154 | $0 | $154 | 0.31% |
| ANDREW CASPERSON3 Filed as: ANDREW W CASPERSON AND ASSOCIATES L | 303 W ERIE STE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $151 | $0 | $151 | 0.30% |
| JONATHAN LEWIS BAZELL3 | 903 ANN ARBOR LN VERNON HILLS, IL 60061 | CONTINENTAL AMERICAN INSURANCE COMPANY | $109 | $0 | $109 | 0.22% |
| FRANCESSCA R NASCA3 | 2 BRIERWOODS LN HAWTHORN WOODS, IL 60047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $105 | $0 | $105 | 0.21% |
| JENNIFER M JONES3 Filed as: JENNIFER MARIA JONES | 19730 TERRACE AVE, UNIT 4 LYNWOOD, IL 60411 | CONTINENTAL AMERICAN INSURANCE COMPANY | $84 | $0 | $84 | 0.17% |
| DANIEL A MARINEZ3 | 3761 S MORGAN ST UNIT C CHICAGO, IL 60609 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | $0 | $77 | 0.15% |
| KIM EDWARDS3 | 812 WOOD AVENUE GENEVA, IL 60134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | $0 | $74 | 0.15% |
| ADAM ROBINSON3 | 3341 S SPRING ST SPRINGFIELD, IL 62703 | CONTINENTAL AMERICAN INSURANCE COMPANY | $74 | $0 | $74 | 0.15% |
| COLIN M JONES3 Filed as: COLIN MATTHEW JONES | 2751 PATTEN AVE GENEVA, IL 60134 | CONTINENTAL AMERICAN INSURANCE COMPANY | $69 | $0 | $69 | 0.14% |
| MICHELLE L FODREY3 | 332 S. GRACE ST LOMBARD, IL 60148 | CONTINENTAL AMERICAN INSURANCE COMPANY | $61 | $0 | $61 | 0.12% |
| BRENDA S WILLIAMS3 | 101 N ORR DR, UNIT 6 NORMAL, IL 61761 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | $0 | $60 | 0.12% |
| ANNA MARINEZ3 | 325 W HURON ST STE 215 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $59 | $0 | $59 | 0.12% |
| GIANNINA G GIL VERA3 | 6200 FOREST AVE GARY, IN 46403 | CONTINENTAL AMERICAN INSURANCE COMPANY | $59 | $0 | $59 | 0.12% |
| DARREN J FERNER3 | 301 BOBWHITE CIRCLE DAKOTA DUNES, SD 57049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $47 | $0 | $47 | 0.09% |
| MARIANA VAZQUEZ3 | 234 DRIFTWOOD LANE SCHAUMBURG, IL 60193 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | $0 | $46 | 0.09% |
| KENNETH JACKSON3 Filed as: KENNETH A JACKSON | 2206 A MAGNOLIA ST JACKSONVILLE, IL 62650 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | $0 | $45 | 0.09% |
| JOHN PARISH3 | 6033 N SHERIDAN ROAD CHICAGO, IL 60660 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | $0 | $43 | 0.09% |
| MEGAN J KLASI3 | 104 COTTS DRIVE NORTH SIOUX CITY, SD 57049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | $0 | $42 | 0.08% |
| CHERYL LORRAINE JOHNSON3 | 1129 HALLEY AVE RAPID CITY, SD 57701 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | $0 | $40 | 0.08% |
| LORI A WALLACE3 | 109 RADISSON RD MARQUETTE HEIGHTS, IL 61554 | CONTINENTAL AMERICAN INSURANCE COMPANY | $40 | $0 | $40 | 0.08% |
| OVERBECK INSURANCE SERVICES3 | 479 N HARLEM AVE UNIT 1301 OAK PARK, IL 60301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | $0 | $37 | 0.07% |
| GREGG ROBSON3 Filed as: GREGG GORDON ROBSON | 23275 457TH AVE MADISON, SD 57042 | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | $0 | $33 | 0.07% |
| CHANTA D TORRES3 | 2815 S KILBOURN CHICAGO, IL 60623 | CONTINENTAL AMERICAN INSURANCE COMPANY | $32 | $0 | $32 | 0.06% |
| RALPH H KEELER3 Filed as: RALPH E JOHNSON | 24745 W MANOR DR SHOREWOOD, IL 60404 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | $0 | $30 | 0.06% |
| DANIEL A MARINEZ3 | 3761 S MORGAN ST UNIT C CHICAGO, IL 60609 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | $0 | $28 | 0.06% |
| SHELLEY L BURTON3 | 938 OSTERMAN AVENUE DEERFIELD, IL 60015 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | $0 | $26 | 0.05% |
| TIMOTHY J REED3 Filed as: TIMOTHY S INGRAM | 1731 MOUNT ZION RD JACKSONVILLE, IL 62650 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | $0 | $26 | 0.05% |
| LEESA J CHURCHILL3 Filed as: LEESA JO CHURCHILL | 13929 WOODRIDGE PATH SAVAGE, MN 55378 | CONTINENTAL AMERICAN INSURANCE COMPANY | $25 | $0 | $25 | 0.05% |
| ELINA NIKERINA3 | 1243 S WELLINGTON CT BUFFALO GROVE, IL 60089 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | $0 | $24 | 0.05% |
| ALEXANDER J KINSEL3 | 2108 S MAY ST # 1RRB CHICAGO, IL 60608 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | $0 | $23 | 0.05% |
| ROBERT J AURIN3 | 2737 N HAMPDEN CT CHICAGO, IL 60614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | $0 | $21 | 0.04% |
| MICHAEL E MCCARTHY3 Filed as: MICHAEL E MC CARTHY | 143 W WARFIELD DRIVE MOORESVILLE, NC 28115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 0.04% |
| RYAN M BEYER3 | 104 MEDINA CT EAST PEORIA, IL 61611 | CONTINENTAL AMERICAN INSURANCE COMPANY | $16 | $0 | $16 | 0.03% |
| KAYLA ANN SCHAD3 | 2113 HARNEY DRIVE RAPID CITY, SD 57702 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | $0 | $12 | 0.02% |
| SCALETTA INSURANCE AGENCY INC3 | 15 N WINDSOR DR ARLINGTON HEIGHTS, IL 60004 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | $0 | $10 | 0.02% |
| ANGELA FERRIGAN3 | 602 WOOD ST DEKALB, IL 60115 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.02% |
| TRACY L HOSTLER3 | 518 MAIN AVE. BROOKINGS, SD 57006 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | $0 | $9 | 0.02% |
| JEANA M NASCA3 Filed as: JEANA MARIE NASCA | 810 SUMMIT RD LAKE ZURICH, IL 60047 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.02% |
| LUKE A ROCKWELL3 | 303 W ERIE ST STE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | $0 | $8 | 0.02% |
| AMBER MARIE LIND3 | 3409 W MAIN ST RAPID CITY, SD 57702 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | $0 | $7 | 0.01% |
| MICHAEL J SKOFF3 | 3433 BAXTER RD ROCKFORD, IL 61109 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.01% |
| PATRICIA DOYLE3 | 6870 W 91ST COURT, 7-303 WESTMINSTER, CO 80021 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | $0 | $6 | 0.01% |
| HEATHER ANN PFLAUM3 | 4877 CLEARWATER CIRCLE SAVAGE, MN 55378 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES LTD | 303 W ERIE STE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| PATRICK J VEECH3 | 754 EXMOOR OAKS DR HIGHLAND PARK, IL 60035 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| JOLYNNE M MACK3 | 1301 4TH ST NE WATERTOWN, SD 57201 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | $0 | $5 | 0.01% |
| JULIE-ANN KLEIN3 | 199 WENTWORTH GLENCOE, IL 60022 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.01% |
| DENNIS J CASSENS3 | 4646 EAST MARRILL ROAD BYRON, IL 61010 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.01% |
| CAROLINE R OCONNOR3 | 2611 WEST AGATITE AVENUE CHICAGO, IL 60625 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | $0 | $4 | 0.01% |
| CYNTHIA R XEROGIANES3 | 6250 N. OAKLEY AVE, APT #1 CHICAGO, IL 60659 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | $0 | $3 | 0.01% |
| JENNIFER L TRACY3 | 1782 BRIDLE POST DR AURORA, IL 60506 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | $0 | $1 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 1031 4TH AVENUE, STE 400 ANCHORAGE, AK 99501 | CONTINENTAL AMERICAN INSURANCE COMPANY | -$12 | $0 | -$12 | -0.02% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 200 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 200 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | PAN AMERICAN LIFE INSURANCE COMPANY | 41 | $55K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 239 | $155K |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 239 | $100K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 239 | $100K |
| Other(3 contracts, 3 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 239 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 239 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.