| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | 3 PARKWAY NORTH BOULEVARD SUITE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $28K | $13K | $41K | 14.61% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH BOULEVARD SUITE 500 DEERFIELD, IL 60015 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $3K | $3K | 1.02% |
| GCG FINANCIAL LLC3 Filed as: ALERA GROUP, INC. | 3 PARKWAY NORTH BOULEVARD SUITE 500 DEERFIELD, IL 60015 | SURENCY LIFE AND HEALTH | $8K | $0 | $8K | 9.33% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | THREE PARKWAY NORTH, SUITE 500 DEERFIELD, IL 60015 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 12.24% |
| VANESSA L TORRES3 Filed as: VANESSA L. TORRES | 5425 MILLS RIDGE DRIVE SW WYOMING, MI 49418 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | $0 | $2K | 10.72% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | CONTINENTAL AMERICAN INSURANCE COMPANY | $60 | $0 | $60 | 0.36% |
| JUSTIN C CARSON3 Filed as: JUSTIN CAIN CARSON | 13614 EAST MOUNT VERNAN ROAD WICHITA, KS 67230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | $0 | $41 | 0.25% |
| MICHAEL DENNIS CHRISMAN & OTHERS3 | 12014 EAST MAINSGATE STREET WICHITA, KS 67226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | $0 | $26 | 0.16% |
| THE PROFECTUS GROUP LLC3 Filed as: THE PROFECTUS GROUP, LLC | 450 WEST WILSON BRIDGE ROAD SUITE 110 WORTHINGTON, OH 43085 | CONTINENTAL AMERICAN INSURANCE COMPANY | $21 | $0 | $21 | 0.13% |
| KATHY A WIEDEMANN3 Filed as: KATHY A. WIEDEMANN | 229 EAST WILLIAM, SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | $0 | $19 | 0.11% |
| GCG FINANCIAL LLC3 Filed as: GCG FINANCIAL, LLC | THREE PARKWAY NORTH, SUITE 500 DEERFIELD, IL 60015 | CONTINENTAL AMERICAN INSURANCE COMPANY | $495 | $0 | $495 | 8.33% |
| NIKERINA INC3 Filed as: NIKERINA, INC. | 303 WEST ERIE, SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $173 | $0 | $173 | 2.91% |
| ROCKWELL & ASSOCIATES3 Filed as: ROCKWELL & ASSOCIATES LTD | 303 WEST ERIE, SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $79 | $0 | $79 | 1.33% |
| DANIEL A MARINEZ3 Filed as: DANIEL A. MARINEZ | 400 WEST ERIE STREET, SUITE 300 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | $0 | $77 | 1.30% |
| NASCA & ASSOCIATES3 Filed as: NASCA & ASSOCIATES LTD | 303 WEST ERIE, SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | $0 | $20 | 0.34% |
| ANNA MARINEZ3 | 400 WEST ERIE STREET, SUITE 300 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | $0 | $14 | 0.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 786 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 793 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | SURENCY LIFE AND HEALTH | 480 | $87K |
| Life insurance | UNITED OF OMAHA LIFE INSURANCE COMPANY | 790 | $282K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 790 | $282K |
| Other(3 contracts, 2 carriers) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 790 | $304K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 790 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.