# FIRST HERITAGE FEDERAL CREDIT UNION WELFARE BENEFIT PLAN

Health and welfare plan sponsored by **FIRST HERITAGE FEDERAL CREDIT UNION**. Form 5500 filing for plan year 2025.

| Field | Value |
|---|---|
| Sponsor | FIRST HERITAGE FEDERAL CREDIT UNION |
| EIN | 160802201 |
| Plan number | 520 |
| Plan year | 2025 |
| Location | CORNING, NY |
| Industry | financial services |
| Funding | fully insured |
| Total premiums | $1.3M |
| Participants | 144 |
| Persons covered | 210 |

## Insurance carriers (Schedule A)

| Carrier | Coverage |
|---|---|
| MVP HEALTH CARE | Health |
| LINCOLN FINANCIAL GROUP | Life, Other, STD, LTD |
| UNITED CONCORDIA DENTAL PLANS OF CALIFORNIA, INC. | Dental |
| METLIFE LEGAL PLANS | Vision |

## Brokers

| Broker | Placed with |
|---|---|
| ROBERT G. RELPH AGENCY, INC. | MVP HEALTH SERVICES CORP |
| ROBERT G. RELPH AGENCY, INC. | UNITED CONCORDIA INSURANCE COMPANY OF NEW YORK |
| ROBERT G. RELPH AGENCY, INC. | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK |
| ALERA GROUP, INC. | LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK |
| ROBERT G. RELPH AGENCY, INC. | METROPOLITAN LIFE INSURANCE COMPANY |

## About this data

- Source: public Form 5500 filings from the U.S. Department of Labor (EBSA), rebuilt on each DOL release.
- Full page (charts, history, peer benchmarks, fees, contacts): https://planoptica.com/welfare/160802201-520
- Cite as: PlanOptica, https://planoptica.com/welfare/160802201-520
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