| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 6851 JERICHO TURNPIKE, SUITE 270 SYOSSET, NY 11791 | METROPOLITAN LIFE INSURANCE COMPANY | $853K | $50K | $903K | 10.70% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | PO BOX 95000 PHILADELPHIA, PA 19195 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $74K | $74K | 0.88% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES | 6851 JERICHO TURNPIKE, SUITE 270 SYOSSET, NY 11791 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $331K | $0 | $331K | 4.01% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS | 6851 JERICHO TURNPIKE, SUITE 270 SYOSSET, NY 11791 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $12 | $0 | $12 | 0.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 6851 JERICHO TURNPIKE, SUITE 270 SYOSSET, NY 11791 | HARTFORD LIFE AND ACCIDENT | $903K | $0 | $903K | 13.44% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES | 6851 JERICHO TURNPIKE, SUITE 270 SYOSSET, NY 11791 | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | $255K | $0 | $255K | 4.09% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $1.4M | $100 | $1.4M | 44.50% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $55K | $55K | 1.68% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $351 | $351 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $868K | $100 | $868K | 43.34% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $34K | $34K | 1.70% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $219 | $219 | 0.01% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $866K | $100 | $866K | 45.98% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $32K | $32K | 1.70% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $209 | $209 | 0.01% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 100 WOOD AVENUE SOUTH, 4TH FLOOR ISELIN, NJ 08830 | VISION SERVICE PLAN | $86K | $0 | $86K | 5.06% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS, INC. | 6851 JERICHO TURNPIKE, SUITE 270 SYOSSET, NY 11791 | VISION SERVICE PLAN | $83K | $0 | $83K | 4.91% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 6851 JERICHO TURNPIKE, SUITE 270 SYOSSET, NY 11791 | HARTFORD LIFE AND ACCIDENT | $194K | $0 | $194K | 13.54% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS | LB #1803, PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $49K | $0 | $49K | 5.36% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | LB #1803, PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $44K | $0 | $44K | 4.85% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | METLIFE LEGAL PLANS | $127K | $99 | $127K | 15.10% |
| MERCER HEALTH AND BENEFITS, LLC3 | PO BOX 100260 PASADENA, CA 91189 | METLIFE LEGAL PLANS | $0 | $8K | $8K | 0.96% |
| MERCER HEALTH AND BENEFITS, LLC3 | 1166 AVENUE OF THE AMERICAS NEW YORK, NY 10036 | METLIFE LEGAL PLANS | $0 | $5 | $5 | 0.00% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | 6851 JERICHO TURNPIKE, SUITE 270 SYOSSET, NY 11791 | METROPOLITAN LIFE INSURANCE COMPANY | $62K | $0 | $62K | 8.34% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH SALDANA | PO BOX 9023549 SAN JUAN, PR 00902 | TRIPLE S SALUD, INC. | $4K | $0 | $4K | 5.00% |
| MERCER HEALTH AND BENEFITS, LLC3 | 4565 PAYSPHERE CIRCLE CHICAGO, IL 60674 | KAISER FOUNDATION HEALTH PLAN INC | $3K | $1 | $3K | 3.68% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS | LB #1803, PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | $0 | $1K | 5.89% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | LB #1803, PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $863 | $0 | $863 | 4.87% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS | LB #1803, PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $1K | $0 | $1K | 7.80% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | LB #1803, PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $681 | $0 | $681 | 4.50% |
| WORLD INSURANCE ASSOCIATES LLC3 Filed as: WORLD INSURANCE ASSOCIATES, LLC | LB #1803, PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $28 | $0 | $28 | 5.37% |
| PAUL GLOBAL BENEFITS INC3 Filed as: PAUL GLOBAL BENEFITS | LB #1803, PO BOX 95000 PHILADELPHIA, PA 19195 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $23 | $0 | $23 | 4.41% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 32,721 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 485 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 33,206 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | TRIPLE S SALUD, INC. | 15 | $171K |
| Dental(2 contracts) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 34,701 | $14.5M |
| Vision(7 contracts, 3 carriers) | VISION SERVICE PLAN | 13,697 | $3.4M |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 20,630 | $6.7M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 23,996 | $8.4M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 23,996 | $8.4M |
| Prescription drug(2 contracts, 2 carriers) | TRIPLE S SALUD, INC. | 15 | $171K |
| Other(7 contracts, 5 carriers) | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 34,701 | $17.7M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 34,701 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.