| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HKM ASSOCIATES INC.3 Filed as: HKM ASSOCIATES | 7 ABBEY LANE PLAINVIEW, NY 11803 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $52K | $1K | $54K | 1.91% |
| JADG ASSOCIATES, INC.3 | 7 CASTLE DRIVE WOODBURY, NY 11797 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $45K | $0 | $45K | 1.59% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AGENCY & FINANCIAL | 12404 CENTRAL PARK DRIVE DALLAS, TX 75251 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $32K | $0 | $32K | 1.13% |
| JTL WEALTH MANAGEMENT, INC.3 | 22 PETITT DRIVE DIX HILLS, NY 11746 | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | $8K | $0 | $8K | 0.28% |
| JEFFREY S. WEINER3 | 7 ABBEY LANE PLAINVIEW, NY 11803 | KAISER FOUNDATION HEALTH PLAN, INC. | $12K | $0 | $12K | 2.24% |
| JADG ASSOCIATES,INC.3 | 7 CASTLE DRIVE WOODBURY, NY 11797 | KAISER FOUNDATION HEALTH PLAN, INC. | $8K | $0 | $8K | 1.46% |
| DKG INS & FINANCIAL SERV INC.3 Filed as: DKG INSURANCE & FINANCIAL SVCS, INC | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | KAISER FOUNDATION HEALTH PLAN, INC. | $5K | $0 | $5K | 1.02% |
| JTL WEALTH MANAGEMENT, INC.3 | 20 PETITT DRIVE DIX HILLS, NY 11746 | KAISER FOUNDATION HEALTH PLAN, INC. | $2K | $0 | $2K | 0.37% |
| HKM ASSOCIATES INC.3 | 7 ABBEY LANE PLAINVIEW, NY 11803 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $7K | $0 | $7K | 5.17% |
| JADG ASSOCIATES, INC.3 | 7 CASTLE DRIVE WOODBURY, NY 11797 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $5K | $0 | $5K | 4.14% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS. AGENCY & FINANCIAL | 12404 PARK CENTER DRIVE SUITE 400S DALLAS, TX 75251 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $5K | $0 | $5K | 3.78% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES (NY) LLC | 200 PARK AVENUE 32ND FLOOR NEW YORK, FL 10166 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $3K | $0 | $3K | 1.99% |
| JTL WEALTH MANAGEMENT, INC.3 | 20 PETIT DRIVE DIX HILLS, NY 11746 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $1K | $0 | $1K | 1.03% |
| PROFESSIONAL PENSIONS INC3 Filed as: PROFESSIONAL PENSIONS INC. | 10 RESEARCH PARKWAY WALLINGFORD, CT 06492 | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | $289 | $0 | $289 | 0.23% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 290 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 2 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 297 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 313 | $3.3M |
| Dental | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 313 | $2.8M |
| Vision | AETNA LIFE INSURANCE COMPANY AND AFFILIATES | 313 | $2.8M |
| Life insurance | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 201 | $128K |
| Short-term disability | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 201 | $128K |
| Long-term disability | THE STANDARD LIFE INSURANCE COMPANY OF NEW YORK | 201 | $128K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 313 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.