See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 2 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| ROSEMARIE MCCARTHY EIN 13-1835737 EMPLOYEE | Direct payment from the plan; Employee (plan) Service code 30 | — | $98K |
| LAYNE MCCARTHY EIN 13-1835737 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $66K |
| GILBERTO MENDOZA EIN 13-1835737 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $47K |
| LEAH GRAYGOR EIN 13-1835737 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $45K |
| FABIAN & BYRN LLC EIN 25-1914887 NONE | Direct payment from the plan; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 15 | — | $44K |
| MCCARTHY & PREECE PLLC EIN 84-3667887 NONE | Legal; Direct payment from the plan Service code 29 | — | $42K |
| CHRISTINE LAURIE EMPEY EIN 13-1835737 EMPLOYEE | Employee (plan); Direct payment from the plan Service code 30 | — | $42K |
| WEAVER & TIDWELL, LLP EIN 75-0786316 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $26K |
| ANDREW FAIR ESQ EIN 20-3322400 TRUSTEE | Trustee (individual); Direct payment from the plan Service code 20 | — | $18K |
| MATTHEW ROCCO EIN 13-1835737 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $18K |
| DYLAN WILEY EIN 13-1835737 TRUSTEE | Direct payment from the plan; Trustee (individual) Service code 20 | — | $15K |
| LAWRENCE S. FISCHER, CPA NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | 92 DOSORIS LANE GLEN COVE, NY 11542 | $10K |
| SUMMIT ACTUARIAL SERVICES EIN 20-3838633 NONE | Direct payment from the plan; Actuarial Service code 11 | — | $9K |
| CORSTAR COMMUNICATIONS LLC NONE | Recordkeeping and information management (computing, tabulating, data processing, etc.); Direct payment from the plan Service code 15 | 22 SAW MILL RIVER RD, 303 HAWTHORNE, NY 10532 | $8K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 289 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | EMBLEM HEALTH | 358 | $3.7M |
| Life insurance | THE UNION LABOR LIFE INSURANCE COMPANY | 295 | $22K |
| Other | THE UNION LABOR LIFE INSURANCE COMPANY | 295 | $22K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 358 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from the prior filing. The plan is willing to move. Re-pitch on the next cycle.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.