No insurance carriers on this filing. Self-funded welfare plans typically pay TPAs and PBMs through Schedule C, not Schedule A.
No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WALSH & DICKINSON EIN 82-3222207 INDEPENDANT ACCOUNTANT | Accounting (including auditing) Service code 10 | 2 CORPORATE DRIVE, SUITE 154 SHELTON, CT 06477 | $11K |
| KARDAN ACTUARIAL SERVICES, LLC EIN 22-3477324 ACTUARY | Actuarial Service code 11 | 11 COMMERCE DRIVE CRANFORD, NJ 07016 | $6K |
| MONECO ADVISORS, LLC EIN 46-3758971 INVESTMENT ADVISOR | Investment advisory (plan) Service code 27 | 2150 POST ROAD, SUITE 201 FAIRFIELD, CT 06824 | $0 |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 272 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 325 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 597 | Active + retired/separated + beneficiaries. No dependents. |
No Schedule A insurance contracts on this filing — typical of fully self-funded plans, where the only headcount is the Form 5500 number above.
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Self-funded plan with no stop-loss carrier attached. Catastrophic-risk exposure; stop-loss specialist sales target.