| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $103K | — | $103K | 2.24% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $28K | — | $28K | 10.01% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | COMPANION LIFE | $31K | — | $31K | 13.54% |
| THE CASON GROUP INC3 Filed as: THE CASON GROUP | — | COMPANION LIFE | $16K | — | $16K | 6.77% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE INC | — | CONTINENTAL AMERICAN INS CO (AFLAC) | $34K | — | $34K | 28.57% |
| NFP INSURANCE SERVICES INC3 Filed as: NFP CORPORATE SERVICES SE, INC. | — | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | $882 | — | $882 | 2.59% |
| JOHN HALL4 | — | LEGALSHIELD | $1K | — | $1K | 7.85% |
| ELIZABETH M HALL4 | — | LEGALSHIELD | $678 | — | $678 | 3.64% |
| JAMES M BLAKEMORE4 | — | LEGALSHIELD | $71 | — | $71 | 0.38% |
| RUTH A ANDERSON4 | — | LEGALSHIELD | $29 | — | $29 | 0.16% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WEX EIN 06-1593514 TPA/FSA | Contract Administrator Service code 13 | — | $6K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 671 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 671 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 494 | $4.7M |
| Dental | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 504 | $280K |
| Vision | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 494 | $34K |
| Life insurance | COMPANION LIFE | 736 | $230K |
| Short-term disability | COMPANION LIFE | 736 | $230K |
| Long-term disability | COMPANION LIFE | 736 | $230K |
| Prescription drug | BLUE CROSS BLUE SHIELD OF SOUTH CAROLINA | 494 | $4.6M |
| Other(2 contracts, 2 carriers) | COMPANION LIFE | 736 | $249K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 736 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.