# PANERA, LLC WELFARE BENEFIT PLAN

Health and welfare plan sponsored by **PANERA, LLC**. Form 5500 filing for plan year 2025.

| Field | Value |
|---|---|
| Sponsor | PANERA, LLC |
| EIN | 043212828 |
| Plan number | 501 |
| Plan year | 2025 |
| Location | FENTON, MO |
| Industry | Accommodation and Food Services |
| Funding | mixed |
| Total premiums | $7.6M |
| Participants | 42,944 |
| Persons covered | 42,920 |

## Insurance carriers (Schedule A)

| Carrier | Coverage |
|---|---|
| RELIANCE STANDARD LIFE INSURANCE COMPANY | LTD, Life, Other |
| KAISER PERMANENTE | Health |
| AMERICAN HERITAGE LIFE INSURANCE COMPANY | Other, Life, Health |
| VISION SERVICE PLAN (VSP) | Vision |
| CENTENE CORP. GRP. DBA HEALTH NET LIFE INSURANCE COMPANY | Stop-loss |
| SHELTERPOINT LIFE INSURANCE COMPANY | Other |
| METLIFE LEGAL PLANS | Other, Life |
| CURALINC HEALTHCARE | Other |

## Brokers

| Broker | Placed with |
|---|---|
| GALLAGHER BENEFIT SERVICES, INC. | RELIANCE STANDARD LIFE INSURANCE COMPANY |
| BUCK GLOBAL LLC | AMERICAN HERITAGE LIFE INSURANCE COMPANY |
| BUCK GLOBAL LLC | RELIANCE STANDARD LIFE INSURANCE COMPANY |
| WARNER PACIFIC INSURANCE SERVICES | SHELTERPOINT LIFE INSURANCE COMPANY |
| BUCK GLOBAL LLC | SHELTERPOINT LIFE INSURANCE COMPANY |
| BUCK GLOBAL LLC | METLIFE LEGAL PLANS |
| ACS HUMAN RESOURCE SOLUTIONS, INC. | METLIFE LEGAL PLANS |
| BENEFIT FOCUS | METLIFE LEGAL PLANS |

## About this data

- Source: public Form 5500 filings from the U.S. Department of Labor (EBSA), rebuilt on each DOL release.
- Full page (charts, history, peer benchmarks, fees, contacts): https://planoptica.com/welfare/043212828-501
- Cite as: PlanOptica, https://planoptica.com/welfare/043212828-501
- More: https://planoptica.com/llms.txt · API waitlist: https://planoptica.com/developers