No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| HEALTH PLANS, INC. EIN 04-2734278 NONE | Contract Administrator Service code 13 | P.O. BOX 5199 WESTBOROUGH, MA 01581 | $138K |
| MCDERMOTT WILL & SCHULTE LLP EIN 36-1453176 NONE | Legal Service code 29 | 200 CLARENDON STREET FL 58 BOSTON, MA 02116 | $36K |
| GT REILLY AND COMPANY EIN 04-2513210 NONE | Accounting (including auditing) Service code 10 | 424 ADAMS STREET MILTON, MA 02186 | $28K |
| KD CONSULTING EIN 04-3375535 NONE | Consulting (general) Service code 16 | 6 PARK LANE MARBLEHEAD, MA 01945 | $27K |
| WHITTLESEY PC EIN 06-0903326 NONE | Accounting (including auditing) Service code 10 | 14 BOBALA ROAD HOLYOKE, MA 01040 | $16K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 21,269 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 21,269 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 21,269 | $6.8M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 21,269 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.