| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA GROUP BENEFITS, LLC | 306 MAIN ST THE DAY BLDG WORCESTER, MA 01608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $3K | — | $3K | 10.50% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $2K | $2K | 7.46% |
| ANTHONY M CHANDLER3 | 147 FOREST ST WORCESTER, MA 01609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 4.50% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $73 | $73 | 0.28% |
| NEESENROLL3 Filed as: NEESENROLL INC | 65 BURBANK RD SUTTON, MA 01590 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
| IMA, INC.3 Filed as: IMA GROUP BENEFITS, LLC | 306 MAIN ST THE DAY BLDG WORCESTER, MA 01608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.00% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $887 | $887 | 5.00% |
| NEESENROLL3 Filed as: NEESENROLL INC | 65 BURBANK RD SUTTON, MA 01590 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $2K | — | $2K | 12.00% |
| IMA, INC.3 Filed as: IMA GROUP BENEFITS, LLC | 306 MAIN ST THE DAY BLDG WORCESTER, MA 01608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 8.00% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $846 | $846 | 5.00% |
| IMA, INC.3 Filed as: IMA GROUP BENEFITS, LLC | 306 MAIN ST THE DAY BLDG WORCESTER, MA 01608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 10.50% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS,LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $597 | $597 | 5.00% |
| ANTHONY M CHANDLER3 | 147 FOREST ST WORCESTER, MA 01609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $537 | — | $537 | 4.50% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $47 | $47 | 0.39% |
| NEESENROLL3 Filed as: NEESENROLL INC | 65 BURBANK RD SUTTON, MA 01590 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | — | $1K | 12.00% |
| IMA, INC.3 Filed as: IMA GROUP BENEFITS, LLC | 306 MAIN ST THE DAY BLDG WORCESTER, MA 01608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $701 | — | $701 | 8.00% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $438 | $438 | 5.00% |
| IMA, INC.3 Filed as: IMA GROUP BENEFITS, LLC | 306 MAIN ST THE DAY BLDG WORCESTER, MA 01608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $480 | — | $480 | 7.00% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $343 | $343 | 5.00% |
| ANTHONY M CHANDLER3 | 147 FOREST ST WORCESTER, MA 01609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $206 | — | $206 | 3.01% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $28 | $28 | 0.41% |
| IMA, INC.3 Filed as: IMA GROUP BENEFITS, LLC | 306 MAIN ST THE DAY BLDG WORCESTER, MA 01608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $467 | — | $467 | 7.00% |
| NATIONAL ENROLLMENT PARTNERS LLC3 | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $334 | $334 | 5.00% |
| ANTHONY M CHANDLER3 | 147 FOREST ST WORCESTER, MA 01609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $200 | — | $200 | 3.00% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $55 | $55 | 0.82% |
| IMA, INC.3 Filed as: IMA GROUP BENEFITS, LLC | 306 MAIN ST THE DAY BLDG WORCESTER, MA 01608 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $150 | — | $150 | 7.00% |
| NATIONAL ENROLLMENT PARTNERS LLC3 Filed as: NATIONAL ENROLLMENT PARTNERS, LLC | 6802 PARAGON PL STE 200 RICHMOND, VA 23230 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $107 | $107 | 4.99% |
| ANTHONY M CHANDLER3 | 147 FOREST ST WORCESTER, MA 01609 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $64 | — | $64 | 2.99% |
| DIGITAL INSURANCE LLC3 | 200 GALLERIA PKWY SE STE 1950 ATLANTA, GA 30339 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $19 | $19 | 0.89% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 104 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 104 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 104 | $33K |
| Short-term disability(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 45 | $9K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 104 | $12K |
| Other(5 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 104 | $76K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 104 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.