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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,759 | $160,040+26.1% | $147,096+37.2% | $145,877+38.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 5.53% | 98.49%-93.0pp | 419.75%-414.2pp | 551.28%-545.8pp |
| Employer contribution / active EE | $3,544 | $5,289-33.0% | $4,936-28.2% | $4,663-24.0% |
| Participant deferral / active EE | $7,392 | $8,429-12.3% | $8,071-8.4% | $6,691+10.5% |
| Admin fee / account holder | $139,980 | $15,050+830.1% | $13,005+976.3% | $13,402+944.5% |