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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,784 | $100,970-73.5% | $96,576-72.3% | $137,256-80.5% |
| Participation rate | 83.3% | 82.6%+0.7pp | 81.4%+1.9pp | 80.0%+3.4pp |
| Annual return | 60.25% | 38.16%+22.1pp | 38.47%+21.8pp | 220.34%-160.1pp |
| Employer contribution / active EE | $1,985 | $3,809-47.9% | $3,553-44.1% | $4,156-52.2% |
| Participant deferral / active EE | $9,014 | $8,286+8.8% | $7,956+13.3% | $6,407+40.7% |
| Admin fee / account holder | $1,648 | $11,312-85.4% | $11,381-85.5% | $12,270-86.6% |