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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,900 | $160,028-85.7% | $147,080-84.4% | $145,884-84.3% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 15.84% | 98.60%-82.8pp | 420.17%-404.3pp | 551.85%-536.0pp |
| Employer contribution / active EE | $1,722 | $5,286-67.4% | $4,933-65.1% | $4,662-63.1% |
| Participant deferral / active EE | $2,856 | $8,422-66.1% | $8,066-64.6% | $6,690-57.3% |
| Admin fee / account holder | $87 | $15,030-99.4% | $12,989-99.3% | $13,392-99.4% |