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| Provider | Service type | Compensation |
|---|---|---|
Service code 13 · EIN 42-0127290 | Contract Administrator | $177,450 |
Service code 27 · EIN 04-2675571 | Advisory (Plan) | $82,445 |
ORENDA RETIREMENT, LLC6 years Service code 13 · EIN 36-4877979 | Contract Administrator | $22,284 |
MORNINGSTAR2 years Filed as: MORNINGSTAR INVESTMENT MANAGEMENT L Service code 26 · EIN 36-4317381 | Advisory (Participants) | $0 |
Service code 27 · EIN 95-2755361 | Advisory (Plan) | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,612 | $106,230-19.4% | $147,080-41.8% | $77,736+10.1% |
| Participation rate | 88.6% | 78.4%+10.3pp | 82.2%+6.5pp | 70.6%+18.1pp |
| Annual return | 15.70% | 56.91%-41.2pp | 420.17%-404.5pp | 31.26%-15.6pp |
| Employer contribution / active EE | $5,844 | $4,072+43.5% | $4,933+18.5% | $2,728+114.2% |
| Participant deferral / active EE | $8,979 | $8,001+12.2% | $8,066+11.3% | $4,651+93.1% |
| Admin fee / account holder | $534 | $338+57.8% | $12,989-95.9% | $433+23.2% |