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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,166 | $169,237-96.9% | $129,339-96.0% | $145,978-96.5% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.6%+5.4pp | 80.3%-5.3pp |
| Annual return | 17.84% | 14364.43%-14346.6pp | 9437.05%-9419.2pp | 550.52%-532.7pp |
| Employer contribution / active EE | $7,600 | $5,540+37.2% | $4,154+83.0% | $4,662+63.0% |
| Participant deferral / active EE | $5,677 | $4,991+13.7% | $4,170+36.1% | $6,690-15.1% |
| Admin fee / account holder | $2,204 | $9,882-77.7% | $7,668-71.3% | $13,400-83.6% |