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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,594 | $199,109-42.9% | $173,730-34.6% | $154,746-26.6% |
| Participation rate | 50.0% | 82.8%-32.8pp | 79.6%-29.6pp | 80.7%-30.7pp |
| Annual return | 15.34% | 20.02%-4.7pp | 19.96%-4.6pp | 172.34%-157.0pp |
| Employer contribution / active EE | $3,144 | $5,311-40.8% | $4,577-31.3% | $4,379-28.2% |
| Participant deferral / active EE | $7,535 | $7,113+5.9% | $6,326+19.1% | $6,730+12.0% |
| Admin fee / account holder | $254 | $20,916-98.8% | $17,523-98.6% | $14,365-98.2% |